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Christina Nyquist Vice President and Head of Public Policy Government Affairs Nyquist aetna.com tel: (202) 419-7046 fax: (202) 223-4424 20 F Street, NW Suite 350 Washington, DC 20001 October 6, 2010,
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The information submitted below was provided by Aetna's counsel as part of the insurer's responses to questions raised by Aetna's counsel regarding the consumer glossary and tested forms. On October 5, 2009, Aetna counsel wrote to the Commissioner that this information was in their possession for nearly 1 year. They had sent this information and request to CIPD for review and comment prior to submitting responses to the Commission. Because of this, it is not possible for CIPD to review and comment on responses to the Commission. Please note that this information reflects Aetna's response to the Commission on March 5, 2010. CIPD's response to these requests is forthcoming. In the following tables, we explain and summarize the state's responses that reflect the substance of Aetna's comments. The following information does not represent Aetna's responses as of the date of the response. Aetna's Comment to the Oregon Commissioner CIPD Answer to Whether Aetna Is Enforcing its Section 51 obligations to disclose information about applicants The consumer glossary and the tested form contain information about how the applicant has been injured or a member of an insured's family. Oregon's law requires an insurer to disclose such information whenever an applicant requests such information. CIPD will review the glossary and test tested form to determine whether such information is included with this response to whether Aetna is being timely in providing the information requested, on a mandatory basis. The Commissioner is seeking information on whether this information is being provided to applicants in a timely manner. If you have questions regarding this matter, please contact the Commissioner directly. As a state with extensive state laws designed to improve and increase the safety of its residents, Oregon has long had a consumer protection program for auto insurance, which has resulted in significantly increased coverage rates and lower costs to its residents. This consumer protection program and Aetna's response indicate the Commissioner and Aetna are concerned about the accuracy of the information contained on Aetna's consumer glossary and tested forms. As the Commissioner is aware, Xenia has made substantial revisions to the consumer glossary (which is not available to Aetna's subscribers) and also has updated certain sections of the tested form to reflect Algebra's revisions. The Commissioner recommends that CIPD take appropriate action under the Consumer Protection Act of 1970, as amended.

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IOC stands for International Olympic Committee and LDM stands for Lateral Displacement Method.
Individuals or organizations involved in the Olympic Games are required to file IOC. LDM is a mathematical calculation method used by engineers in various industries.
To fill out IOC, you usually need to provide information about participation in the Olympic Games. LDM requires input of specific data and formulas to calculate lateral displacement.
The purpose of IOC is to manage and organize the Olympic Games, while LDM is used to calculate and analyze lateral displacement in engineering projects.
IOC requires reporting of participation details and compliance with Olympic regulations. LDM requires input of project specifications and relevant data for lateral displacement calculation.
The deadline to file IOC or LDM in 2023 is not available at the moment. Please refer to the official guidelines or contact the respective organization for specific deadlines.
The penalty for the late filing of IOC or LDM may vary depending on the specific regulations and policies of the organization. Please consult the official guidelines or contact the respective organization for information on penalties.
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