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Subject: Date: Regulation AA Aug 08, 2008 Proposal: Regulation AA Unfair or Deceptive Acts or Practices Document ID: R-1314 Document Version: 1 Release Date: Name: Affiliation: Category of Affiliation:
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I have not used my debit card for personal purchases. Instead, I have written checks to places and people I am involved in. If I had used my debit card for personal purchases I would have been able to cancel the overdraft quickly and my credit card would have never been used. I have also written checks that I never wrote. This has caused me to have several issues with the banks that have given me overdrafts, and it causes me to have an extremely difficult time in the future for many reasons: 1. The credit card companies always over-write my statements 2. The debit card companies will take your money if you need to get a debit card to go shopping 3. I have to go to the stores all the time to shop and pay but if I go buy a large amount of things I have to pay the merchant for the goods, so I always write a check and get the cost of the products plus the cost of the fees from the card companies deducted 4. If I do not have a card it is hard for me to go shopping or go to shopping malls or malls to buy clothing 5. They always give me my money out right before a month has passed 6. If I do not have a card my purchases will be subject to charges even though I have paid for the money 7. The credit card companies have already changed my account, and they will use my information to make more charges and take everything I be 9 years old 10) I am constantly trying to get my daughter out of debt, but now I have a lot of trouble doing so and that is very unfair to me 11) I am constantly thinking of ways I can increase my wealth I was an alcoholic, and I am also addicted to sex. Because of my alcohol addiction I was homeless for 18 months, but I found another way to increase my wealth quickly. Because of my addiction to sex I had no money and because of the hard work I put into it, I was able to create a very wealthy person with many friends, a good family, a loving girlfriend and a job. I have also done some interesting investments, I bought a 10 million houses, I have bought and sold stocks like stocks and a lot of bonds, I had a large inheritance I received from a past marriage and I have used that to buy the stock I am discussing now.

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