Who needs an OIR-B1-1802?
Hurricanes tend to be quite frequent in coastal areas of the United States; homeowners living in areas commonly affected by extreme such storms should have the OIR-B1-1802 form completed. To insure your house against hurricanes, the licensed inspector must examine the building and fill out the Uniform Mitigation Verification Form. The inspection can be performed by a building contractor, inspector, engineer, or architect. This particular form is used in Florida.
What is the OIR-B1-1802 for?
This form is used to determine whether your house can withstand hurricane-force winds. The insurance company requires the information provided in the form to determine the figure of insurance payout.
Is the OIR-B1-1802 accompanied by other forms?
The insured person should provide this form and all documents and photos used for validating the information given for the insurance policy.
When is the OIR-B1-1802 form due?
If the structure of the house has not been changed, the verification form is valid for five years.
How do I fill out the OIR-B1-1802 form?
While completing the form, the licensed inspector should provide the following information:
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Date of inspection
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Owner name and address
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Name and address of the insurance company
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Policy number
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Year of home
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Building code
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Roof covering
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Roof deck attachment (the weakest form of roof deck attachment)
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Roof to wall attachment (the weakest roof to wall connection)
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Roof geometry (hip roof, flat roof, other)
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Secondary water resistance
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Opening protection
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Information about the inspector
The last clause of the verification form is completed by the homeowner, who should sign and date it. Each page of the form must have the initials of the inspector and address of the property.
Where do I send the OIR-B1-1802 form?
The completed form should be sent to the relevant insurance company in Florida. The homeowner should keep one copy as a personal record.
