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Release Date: 09-30-2011 Important Disclosures Performance data given represents past performance and does not guarantee future results. Current performance may be lower or higher than return data
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CME Group Inc. has no position in any securities mentioned. MassMutual, Inc. (MassMutual) is committed to complying with all applicable federal and state securities laws and regulations. ©2011 MassMutual, Inc. All rights reserved. PRIVACY INFORMATION All clients and prospective clients who are reading this letter are required to agree to the following Privacy Statement: The MassMutual Group, Inc. is committed to protecting the privacy of all clients who submit information over our secure intranet: (a) the names and contact information of clients of MassMutual are completely anonymous; (b) clients who submit information are requested to select a gender and gender identity from a list of pre-selected genders; (c) information will only be used for the purposes of contacting members of the MassMutual network and will not be sold or otherwise shared with third parties; (d) MassMutual will only use the client's name, telephone number, and email address in connection with the MassMutual mailing system, and for no other purpose; (e) MassMutual will provide a copy of the client's consent to any request for access. This means that, for example, a customer may request access to the files contained on the client's computer through MassMutual's secure intranet that contain client information. Please do not send us confidential information of any kind without first obtaining our permission and prior to sending that information to us, except as provided for in this Privacy Statement. We use the information received from clients to perform all of our business-related activities including, but not limited to, fulfilling orders and communicating with our potential clients through our intranet. Our company business records, including business related to the MassMutual intranet, include customer transactions, orders, and correspondence with clients. We do not sell, rent, or share our database with third parties for any reason. MassMutual does not disclose any client's information to its employees or agents without its express authorization or prior written notice. MassMutual will use reasonable efforts when necessary to safeguard the information that it collects, reports, or shares with third parties, as well as the information submitted by our clients. MassMutual is a Member of the Better Business Bureau and is certified under the Better Business Bureau's Code of Ethics, which requires that all affiliates at all times hold membership in it.

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