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E. Banks. In certain countries, especially those in Eastern Europe and Africa, there is strict regulation on the issue of such instruments. For further details, you should ask your bank or brokerage about these regulations before you deposit. If you are applying for online deposit via a company account — you may not be able to withdraw the balance from your account for 7 to 10 working days after the date of the deposit, depending on the country or exchange rate. The total amount you deposit is deducted from the account balance each month. Withdrawals from the account after you transfer it to the account of another person or a company can take as long as a month before the corresponding transfer is received by the other person or company (the time varies from country to country). The other person or company may take this time to approve the payment in order to avoid the loss of the transferred funds. If you are transferring funds from an account held with other credit institutions, we strongly recommend that you do this via a secure service — such as MoneyGram. You will also have to pay the fee of the credit bureaus. This fee is usually around 2 per cent. Please note, however, that many payments are processed through automated systems, which may not pay the credit bureaus any fees. In any case, we recommend that you review the relevant information about the payment process from your credit bureau. This may include any fee increases you may have to pay, if applicable, as a result. Please contact your credit bureau to find out their fee structure. Please note: when using wire transfers, when you set up a PIN code and the transfer is completed, you will be alerted via a text message to provide your credit card details to the recipient by the following means Text message to registered mobile number (which is displayed after successful transfer) Telephone call where you are given the transfer details within a maximum of five working days (this varies country to country) Please note: in order to pay by bank transfer, you must also have the payment sent to your registered account.


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