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Do not attach this page to other documents. US Employer, BGI Only; Version 2015November 23 Consumer Report / Investigative Consumer Report Disclosure and Release of Information Authorization Through
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How to fill out a consumer report/investigative consumer report:

01
Start by obtaining the necessary forms. Contact the company or agency that requires the report and ask for the appropriate paperwork.
02
Read the instructions carefully. Each form may have specific guidelines and requirements, so ensure you understand them before proceeding.
03
Provide personal information. Begin by entering your full name, date of birth, social security number, and any other identifying details required.
04
Include contact information. This typically includes your current address, phone number, and email address.
05
Fill in employment history. List your previous jobs, including the company name, job title, and dates of employment. If applicable, provide contact information for supervisors or managers who can provide references.
06
Enter educational background. Include details about your academic achievements, such as the schools attended, degrees earned, and dates of attendance.
07
Disclose any legal history. If you have a criminal record, convictions, or pending legal cases, you may need to provide this information. Be truthful, as false statements can have serious consequences.
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List personal references. Provide the names, addresses, and phone numbers of individuals who can vouch for your character and reputation. Choose individuals who are not family members.
09
Review and double-check all the information. Ensure accuracy and completeness before submitting the report.
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Sign and date the form. By affixing your signature, you acknowledge that the information provided is true and accurate to the best of your knowledge.

Who needs a consumer report/investigative consumer report?

01
Employers: Many companies require consumer reports, especially when hiring for positions of trust or responsibility. These reports give employers insights into an applicant's financial stability, criminal history, and overall reliability.
02
Landlords: Property owners and managers often request consumer reports to evaluate a potential tenant's rental history, creditworthiness, and ability to make timely rent payments.
03
Financial institutions: Banks, credit unions, and lending agencies may request consumer reports to assess an individual's creditworthiness before approving loans, mortgages, or credit cards.
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Insurance companies: Consumer reports can help insurers determine the risk potential of policyholders, especially for auto, home, or life insurance.
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Government agencies: Certain governmental agencies, such as law enforcement agencies or security clearance departments, may require consumer reports to evaluate an individual's background, trustworthiness, and suitability for specific positions.
Overall, consumer reports are essential tools used by various entities to assess an individual's reliability, trustworthiness, and financial standing. They help in making informed decisions regarding employment, housing, loans, insurance coverage, and more.
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A consumer report or investigative consumer report is a detailed report that contains information about an individual's credit history, criminal record, employment history, and more.
Employers and businesses may be required to file consumer reports or investigative consumer reports when conducting background checks on individuals.
To fill out a consumer report or investigative consumer report, one must gather accurate information about the individual being investigated and follow the guidelines set forth by the Fair Credit Reporting Act (FCRA).
The purpose of a consumer report or investigative consumer report is to provide businesses and employers with relevant information to make informed decisions about an individual's creditworthiness, criminal background, and employment history.
A consumer report or investigative consumer report must include information such as the individual's credit history, criminal record, employment history, and any other relevant information that may impact their eligibility for a job or loan.
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