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Good afternoon everyone I just want to get things started welcome to the Columbus Board of real real estate or excuse me Realtors class understanding residential real estate purchase contract I'm Katie McCartney and I'm with Remax affiliates and I also a part of the Education Committee here at the Columbus Board a couple of housekeeping items if you don't know the restrooms are down the hall next to the bank of phones that are down there and also please turn off your cell phones and make sure that they are either on vibrate or off and there will be a 15-minute break at 3:00 p.m. so you guys will get a break to go and hit the restrooms and I pointed out before make sure that you hand in the entire form after the class today in order to receive continuing education credit there will be no exceptions the continuing education credit certificate will be given to each student immediately following the class in most cases their cee evaluation form still needs to be turned in after this class before they receive their certificate also if you are unable to hear the instructor or the room temperature needs to adjust it please don't hesitate to bring up those needs to myself or any other columbus board member here now I'd like to introduce bill Ferguson he is a partner with Peterson Ellis Fergus and pier LLP in Columbus Ohio mr. Fergus practices in the areas of real estate law auction law business law real estate plan excuse me estate planning and probate law prior to entering a private practice he served as corporate counsel for a variety of companies including large independent land title agency and to communication companies mr. Fergus is a frequent lecturer for continuing education programs on real estate law and auction he is a member of the Columbus Bar in Ohio State Bar Association's and is a member of the real property and probate subcommittees of each mr. Fergus has upholds a bachelor's degree from Ohio University a master's degree from the Ohio State University and as a graduate has is a graduated magna cum laude from Capitol University Law School so we all like to welcome mr. Phil Burke okay now everybody here good a few ground rules I know that business is bad right now nobody out here can afford to miss a call so I understand it if you need to leave for call just be required about it I don't mind just be considerate of the people around you also my style is fairly freewheeling this is my first crack at teaching this particular course you're the guinea pigs if you have any questions feel free to ask I will try to repeat your question because this is being recorded so bear with me a bit on that hopefully we'll get some good through that aspect of it before I start anybody having the questions okay typically the way you're supposed to start these things is with a joke here we go a woman walks into a post office one day to see a middle-aged balding man in a three-piece suit standing at the counter methought methodically placing love quote/unquote...
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