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Credit Report Freezes Why Do It? Afraid you might be the target of identity theft or fraud? The recent data breach in the news comes from Equifax, one of the three major credit bureaus in the U.S.
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Credit report is a detailed report of an individual's credit history prepared by a credit bureau. It shows the individual's credit score, credit accounts, payment history, and other related information.
Individuals and businesses who have credit accounts and loans are required to file credit reports to show their creditworthiness.
Credit reports can be filled out by providing accurate and up-to-date information about credit accounts, payment history, and other financial details to the credit bureau.
The purpose of credit report is to assess an individual's creditworthiness and help lenders make informed decisions about extending credit or loans.
Information such as credit accounts, payment history, credit inquiries, and public records must be reported on credit report.
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