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Courtesy Pay Service Dear Member, At Buffalo Service Credit Union (SCU), we are always looking to find new and better ways to serve you, our member. Starting June 17, 2014, we will begin providing
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How to fill out courtesy pay service

01
To fill out the courtesy pay service, follow these steps:
02
Visit the bank's official website or app.
03
Log in to your account using your credentials.
04
Navigate to the 'Services' or 'My Account' section.
05
Look for the 'Courtesy Pay Service' option and click on it.
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Read and understand the terms and conditions associated with the service.
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Provide the necessary personal and account information.
08
Review the information you entered and make necessary corrections if needed.
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Agree to the terms and conditions by checking the designated box.
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Click on the 'Submit' or 'Continue' button to finalize the application.
11
Wait for the bank's response regarding the approval of your courtesy pay service application.
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Once approved, the service will be activated on your account, and you will be notified accordingly.

Who needs courtesy pay service?

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Courtesy pay service is beneficial for individuals who:
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- Occasionally overdraft their checking accounts.
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- Want to avoid declined transactions due to insufficient funds.
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- Need a financial safety net to cover unexpected expenses or emergencies.
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- Prefer the convenience of automatic overdraft protection rather than manually transferring funds.
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- Understand and agree to the terms and fees associated with courtesy pay service.
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Courtesy pay service is a service provided by banks or credit unions that allows a customer's transactions to be paid even if they do not have sufficient funds in their account.
Banks or credit unions are required to offer courtesy pay service to their customers.
To use courtesy pay service, customers must opt in to the program and pay a fee for each transaction that is covered.
The purpose of courtesy pay service is to prevent overdrafts and returned payments, providing convenience and peace of mind to customers.
Information such as the amount of the transaction, the fee charged, and the remaining balance in the customer's account must be reported on courtesy pay service.
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