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Fair Credit Reporting Act CertificationStudy GuideINTRODUCTION This Fair Credit Reporting Act (FCRA) Certification Study Guide is for employees of members of the National Consumer Reporting Association
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Anyone who wants to access their credit report or correct inaccurate information on their credit report needs this fair credit reporting.
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Fair credit reporting refers to the practice of collecting and distributing credit information regarding individuals' borrowing and bill-paying habits.
Credit reporting agencies are required to file fair credit reporting.
Fair credit reporting can be filled out by submitting a credit report form with accurate information regarding an individual's credit history.
The purpose of fair credit reporting is to ensure that individuals' credit information is accurately reported and used in a fair and responsible manner by lenders and other entities.
Information such as credit accounts, payment history, and credit inquiries must be reported on fair credit reporting.
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