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Winneshiek County 457(b) DEFERRED COMPENSATION PLAN ___ New Enrollment, or ___ Change SALARY REDUCTION AGREEMENT EMPLOYEE INFORMATION Printed Name: ___email address: ___Date of Birth: ___Phone: ___1.)

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How to fill out 457 deferred compensation plan

01

Enroll in the 457 deferred compensation plan through your employer.

02

Decide how much of your compensation you want to defer into the plan.

03

Choose your investment options within the plan based on your risk tolerance and goals.

04

Monitor and adjust your contributions and investments as needed.

05

Stay informed about any changes to the plan or regulations.

Who needs 457 deferred compensation plan?

01

Employees of state and local government agencies

02

Employees of certain non-profit organizations

03

Individuals looking to supplement their retirement savings with tax-deferred contributions

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What is 457 deferred compensation plan?

The 457 deferred compensation plan is a type of retirement savings plan offered by state and local governments, and some non-profit organizations, allowing employees to defer a portion of their income until retirement.

Who is required to file 457 deferred compensation plan?

Entities that sponsor a 457 plan, including governmental or non-profit organizations, are required to file information about the plan with the IRS.

How to fill out 457 deferred compensation plan?

To fill out a 457 deferred compensation plan, participants need to complete a deferral election form provided by their employer, indicating the amount to be deferred and the investment options.

What is the purpose of 457 deferred compensation plan?

The purpose of the 457 deferred compensation plan is to help employees save for retirement by allowing them to set aside pre-tax earned income, which can grow tax-deferred until withdrawal.

What information must be reported on 457 deferred compensation plan?

Information that must be reported includes the amount contributed by each employee, the investment options selected, account balances, and any distributions made during the year.

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