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City of Chicago Department of Planning and DevelopmentTAXSMART MORTGAGE CREDIT CERTIFICATE PROGRAM SERIES 2013Section Three Borrower ApplicationBorrower Application:A. The Lender must have all applicable

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How to fill out mortgage credit certificate program

01

Check the eligibility requirements for the mortgage credit certificate program.

02

Contact a participating lender to apply for a mortgage loan with the MCC program.

03

Submit all required documentation, including proof of income and assets.

04

Attend a homebuyer education course if required.

05

Complete the MCC program application and pay any applicable fees.

06

Wait for approval from the MCC program administrator.

07

Once approved, use the MCC to claim a tax credit on your mortgage interest payments.

Who needs mortgage credit certificate program?

01

First-time homebuyers looking to save money on their annual tax bill by claiming a tax credit on their mortgage interest payments.

02

Low to moderate income individuals or families who meet the income limits set by the MCC program.

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What is mortgage credit certificate program?

The Mortgage Credit Certificate program is a federal program designed to help low and moderate income individuals and families purchase homes.

Who is required to file mortgage credit certificate program?

Individuals or families who qualify for the program and wish to take advantage of the benefits it offers are required to file for a Mortgage Credit Certificate.

How to fill out mortgage credit certificate program?

To fill out a Mortgage Credit Certificate program, individuals must submit an application through a participating lender and provide all necessary documentation to prove eligibility.

What is the purpose of mortgage credit certificate program?

The purpose of the Mortgage Credit Certificate program is to make homeownership more affordable for low and moderate income individuals and families by providing a tax credit on their mortgage interest payments.

What information must be reported on mortgage credit certificate program?

Information such as income, household size, and the purchase price of the home must be reported on the Mortgage Credit Certificate program application.

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