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Standard Insurance Company Employee Benefits Department 800.628.9696 Tel 800.437.0961 Fax PO Box 2800 Portland OR 97208-2800 State of South Carolina Long Term Disability Benefits Instructions PLEASE
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It does not have authority to interpret or administer the employee paid LTD plans under group policy 621144. Please refer to the Self-Funded Basic LTD policy information below for additional information on both the Basic LTD plan and the employee paid LTD plan. Self-Funded Basic LTD Plan The self-funded Basic LTD, available to employees, offers a flexible and cost-effective plan to address a person's disability. The self-funded LTD plans are designed to help you maintain your self-sufficiency and make the most of your remaining years of active working life. Your monthly deductible is 100%, and you choose to enroll in the self-funded LTD plan of your choice -- the cost of coverage is not paid by any individual or private health insurance entity. You are responsible for the enrollment of the beneficiary you select -- your personal representative (spouse, domestic partner, parents, guardian, or person appointed by you as your beneficiary). Your Personal Representative may enroll the beneficiary when he or she obtains a Social Security Number and the necessary authorization. If you enroll any other dependent(IES), you will be responsible for the cost of their coverage. All dependents must be enrolled in the self-funded LTD plan (their spouse, domestic partner, children, parent(s) or other designated legal guardian(s), dependent grandchildren, or other dependent(IES) who are legally incapable of self-support). We accept insurance plans and claim forms from all the major private insurance carriers listed below. If your state does not have a self-funded LTD plan, you may be eligible to apply for Supplemental LTD. Supplemental LTD The Supplemental LTD insurance is designed to give you additional peace of mind and to provide additional coverage if your LTD plan or the self-funded LTD is discontinued by us. You are able to purchase additional coverage if you believe that your current LTD or self-funded LTD will not fully or fully fund your retirement (including any income you earn after age 62) in the event that you are unable to work. The insurance is non-insured and is not subject to the deductible of the Basic LTD or the standard employer health insurance coverage requirements. We will cover this supplemental coverage as long as the Standard and/or your personal representative has been enrolled in it. NOTE: The Supplemental LTD is a self-funded policy for employee benefit. You will incur a financial responsibility to us or to the self-funded LTD insurance company, depending on the type of supplemental coverage purchased, and you will pay any associated administrative fee.

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A standard insurance company employee is an individual who works for an insurance company and is covered by standard insurance policies offered by the company. These employees may include sales agents, claims adjusters, underwriters, and other staff members.
The insurance companies are required to file information about their standard insurance company employees.
To fill out information about standard insurance company employees, the insurance company needs to provide details such as employee name, job title, employment start date, salary, and any additional benefits offered.
The purpose of reporting standard insurance company employees is to ensure compliance with insurance laws, monitor the workforce and employee benefits, and facilitate accurate record-keeping for tax and regulatory purposes.
The information that must be reported on standard insurance company employees includes their names, job titles, employment start dates, salaries, and any additional benefits provided by the insurance company.
The deadline to file standard insurance company employees in 2023 is typically determined by the relevant regulatory authority or tax agency. It is advised to consult the specific guidelines or seek professional assistance to determine the exact deadline.
The penalty for the late filing of standard insurance company employees may vary depending on the jurisdiction and regulations. It is recommended to check the specific penalties outlined by the regulatory authority or tax agency governing the insurance industry.
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