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This document is the Annual Report of First Financial Bankshares, Inc. Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the fiscal year ended December 31, 2023. It includes the company\'s financial statements, management\'s discussion and analysis, risks associated with the banking industry, and information about the company\'s executive officers and corporate governance.

How to fill out form 10-k

How to fill out form 10-k

1. Gather financial statements like the balance sheet, income statement, and cash flow statement.
2. Collect information on management's discussion and analysis of the company's financial condition.
3. Compile information on the company's business operations, including products and services.
4. Review the risk factors that may affect the company's future performance.
5. Provide details on executive compensation and governance structures.
6. Ensure compliance with SEC regulations for financial disclosures and filing format.
7. Complete the relevant sections of the form, providing accurate and up-to-date information.
8. Review the form for completeness and accuracy before submitting it electronically to the SEC.

Who needs form 10-k?

1. Publicly traded companies are required to file Form 10-K with the SEC.
2. Investors and analysts need Form 10-K to evaluate a company's financial health and performance.
3. Regulatory bodies use Form 10-K to monitor compliance with securities laws.
4. Credit agencies require Form 10-K for assessing creditworthiness of businesses.

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What is form 10-k?

Form 10-K is a comprehensive report filed annually by publicly traded companies with the Securities and Exchange Commission (SEC) that provides a detailed overview of the company's financial performance.

Who is required to file form 10-k?

All publicly traded companies in the United States are required to file Form 10-K with the SEC.

How to fill out form 10-k?

Form 10-K is filled out by providing specific financial information, including income statements, balance sheets, cash flow statements, management discussion, and risk factors, and must adhere to SEC guidelines.

What is the purpose of form 10-k?

The purpose of Form 10-K is to provide investors with a comprehensive overview of the company's business operations and financial condition to assist in making informed investment decisions.

What information must be reported on form 10-k?

Form 10-K must report information including financial statements, management's discussion and analysis, disclosures about the company’s executive officers and board of directors, and details concerning any legal proceedings.