Warranty Deed Send via Email
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Do you get a warranty deed at closing?
Both the warranty deed and deed of trust are recorded with the county clerk or recorder. Generally, the lender sends the documents to be recorded after the closing. The recording fees are included in your closing costs. ... The original warranty deeds are often mailed to the grantee after they are recorded.
Does a warranty deed transfer ownership?
In a deed, the grantor warrants he or she is the rightful property owner and has a legal right to transfer title. There are different types of deeds such as the warranty deed, special warranty deed, and the quitclaim deed.
Does a warranty deed prove ownership?
A warranty deed is one type of proof of ownership; it shows the name of the owner and gives a brief description of the property. The previous owner or party granting you ownership signs the warranty deed, showing your rights to the property. A quitclaim deed is the other main type of property deed.
Does a warranty deed mean you own the property?
Understanding the Warranty Deed Warranty deeds are standard for average home sales. That's because a warranty deed not only transfers ownership of a property from one party to another, it also provides the new owner with a "warranty" or guarantee that the title is free and clear of any unknown claims or encumbrances.
Who can prepare a warranty deed?
Signing the Warranty Deed: In order to make the Warranty Deed legally binding, the Seller needs to sign it front of a notary public. Then signed and notarized deed must be filed at the city or county office for recording property documents.
How do I transfer a warranty deed?
To make the form legally binding, you must sign it in front of a notary public. You must then file your signed and notarized deed with the county office that's in charge of recording property documents. Once the grantee signs the warranty deed, he/she legally has ownership and claim to the property.
How long does it take to get the deed after closing?
When done properly, a deed is recorded anywhere from two weeks to three months after closing. However, there are many instances where deeds are not properly recorded. Title agents commit errors, lose deeds, and even go out of business. Even county offices sometimes fail to record deeds that were properly submitted.
Who records the deed after closing?
Generally, the lender sends the documents to be recorded after the closing. The recording fees are included in your closing costs. Typically, the lender will provide you with a copy of the deed of trust after the closing. The original warranty deeds are often mailed to the grantee after they are recorded.
What documents should I receive after closing?
You should maintain a completed file after closing on your home, which means collecting copies of every document that was signed during your transaction with the seller. ... However, closing documents are typically kept by the closing agent, lawyer or escrow officer.
How long does it take to get deed after paying off mortgage?
When you pay off a mortgage, the original deed of trust is sent back to you by the mortgage holder marked paid or cancelled. This process usually takes up to 60 days, but because deeds are public records, you can check on the progress with your county registrar.
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