Warranty Deed Share
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Below is a list of the most common customer questions. If you can’t find an answer to your question, please don’t hesitate to reach out to us.
Is a warranty deed the same as a deed?
The warranty deed acts to transfer property ownership from the current owner the "grantor" to the new buyer, the "grantee." ... For example, when you purchase a house, the seller signs a warranty deed granting you ownership. You then sign the deed of trust as a promise to repay the lender for the loan.
Does a warranty deed mean you own the property?
Understanding the Warranty Deed Warranty deeds are standard for average home sales. That's because a warranty deed not only transfers ownership of a property from one party to another, it also provides the new owner with a "warranty" or guarantee that the title is free and clear of any unknown claims or encumbrances.
Does a warranty deed prove ownership?
A warranty deed is one type of proof of ownership; it shows the name of the owner and gives a brief description of the property. The previous owner or party granting you ownership signs the warranty deed, showing your rights to the property. A quitclaim deed is the other main type of property deed.
Does a deed mean you own the house?
House Deeds: The Basics A house deed is a written document that shows who owns a particular property. When someone is ready to buy a house, the buyer and seller must sign a deed in order to transfer the property's ownership rights to the new homeowner.
What is a warranty deed on a property?
A warranty deed is a type of deed where the grantor (seller) guarantees that he or she holds clear title to a piece of real estate and has a right to sell it to the grantee (buyer),in contrast to a quitclaim deed, where the seller does not guarantee that he or she holds title to a piece of real estate.
What is the difference between a deed and a warranty deed?
They serve different purposes and are signed by different parties. The warranty deed transfers the property's ownership from the current owner to the new buyer, while the deed of trust ensures the lender has interest in the property in the event a buyer defaults on the loan.
What is the difference between a grant deed and a warranty deed?
A grant deed offers more protection to a buyer than a quitclaim deed, but less protection than a warranty deed. The main difference between a warranty deed and a grant deed is that in a warranty deed, the grantor will warrant and defend the title against the claims of all persons.
Is a grant deed the same as a warranty deed?
A grant deed (also known as a special warranty deed) is a property deed that makes two guarantees: The property has not been sold to anyone else. The house is not under any liens or restrictions that have not already been disclosed to the buyer.
What is grant deed?
A grant deed is used in some states and jurisdictions for the sale or other transfer of real property from one person or entity to another person or entity. Each party transferring an interest in the property, or "grantor", is required to sign it.
What is the difference between a grant and a deed?
A grant deed is executed by the grantor to make the transfer legal, while a trust deed involves a lender (beneficiary) who lends money to the trustor (borrower). The funds are given by the trustor to the seller, who in turn initiates a grant deed, giving the property to the borrower.
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