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An Affidavit of Fixture is a document that is used to change the status of a manufactured home from personal property to real property. An Affidavit of Fixture form may be obtained from the County Assessors Office or a Title Company.
In order for an individual or entity to cancel or retire a title to a manufactured home, an Affidavit of Fixture must be provided to the bureau. The Affidavit of Fixture is a method of affixing a manufactured home to be part of real property/real estate.
An S-110L Application for Certificate of Manufactured Home Ownership is processed at the branch office. The fee for an original or transferred mobile home title is $90. If your mobile home title is lost, you may replace it by processing a duplicate title application at a Secretary of State branch office.
Similar to a birth certificate, manufacturers issue a Manufacturers Statement of Origin (MSO) after producing a mobile home. This document contains descriptions about the mobile home, including the manufacturer, the year model, model name, weight, identification number, and other identifying features.
However, some states, such as Michigan, require no annual tax for factory-built homes. Often, in lieu of annual taxes, the state will levy a tax at the time of the manufactured or mobile home purchase. On the other hand, if you own the land the home is on as well as the home, you will pay your real estate tax bill.
A title, or also referred to as a certificate of title, is the legal document that proves you own your manufactured home1. If you purchased your home from a retail home center, the home center may be required to obtain title for you, depending on the law in state where your home will be located.
A title is not required; however, if a homeowner is converting their home to real property. You will need a certificate of title in order to finance the purchase of a manufactured home and to have proof of your ownership of the home. Check out what you need to know about titling your manufactured home below.
For a new manufactured home to be classified as real property it typically needs to be permanently installed on land that the buyer owns. A permanently placed manufactured home means the structure has been properly anchored to the foundation or ground and meets the manufacturers, state, or HUD minimum requirements.
Manufactured housing (commonly known as mobile homes in the United States) is a type of prefabricated housing that is largely assembled in factories and then transported to sites of use.
Manufactured/Mobile Home. Title Elimination Process. A mobile home title is usually requested to be eliminated by a financial institution for lending purposes. Once the title is eliminated, it is viewed the same as a stick built house. This removes the personal property status for titling and tax collection purposes.
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