Below is a list of the most common customer questions. If you can’t find an answer to your question,
please don’t hesitate to reach out to us.
Does the grantee have to sign a warranty deed?
While most states do not require the grantee to sign a Warranty Deed, some do.
Does the grantee have to sign a deed?
No, in most states, the Grantee is not required to sign the Quitclaim Deed. However, some counties do require that the Quitclaim Deed be signed by the Grantee in addition to the Grantor. After a deed is signed and notarized, it should be filed at the land records office in the county where the property is located.
Is Warranty Deed same as title?
A warranty deed is a higher level of protection produced by the seller upon the real estate closing. It includes a full legal description of the property, and confirms the title is clear and free from all liens, encumbrances, or title defects. Most property sales make use of a warranty deed. Our title agents can help.
Unlike the buyer, who may have to attend the closing to sign original loan documents delivered by the lender to the closing, you, as the seller, may or may not need to attend. For either a conventional escrow closing or a table closing, you may be able to pre-sign the deed and other transfer documents.
The deed must be signed by the grantor or grantors if the property is owned by more than one person. The deed must be legally delivered to the grantee or to someone acting on the grantee's behalf. The deed must be accepted by the grantee.
Whoever has their name on the deed is the rightful owner of the home, so it's one of the most important documents in buying or selling a home. The seller typically prepares the real estate deed, usually with the help of a title company or an attorney to ensure the property transfers successfully.
Are warranty deeds public records?
Warranty Deed is a Legal Document Warranty deeds are legal documents prepared by an attorney or title company. After a warranty deed has been signed, it must get filed on public record. The county clerk is responsible for real estate document recording and maintaining the land records.
Are house deeds public record?
A property deed is a legal document that describes a parcel of real estate, including its location, boundaries, and current owner. Property ownership is a matter of public record, so you can get the ownership information for a home if you have the address.
Who keeps original warranty deed?
Typically, the lender will provide you with a copy of the deed of trust after the closing. The original warranty deeds are often mailed to the grantee after they are recorded. These are your original copies and should be kept in a safe place, such as a fireproof lockbox or a safe deposit box at a financial institution.
How do you prove ownership of property?
The easiest way to prove your ownership of a house is with a title deed or grant deed that has your name on it. Deeds typically are filed in the recorder's office of the county where the property is located.
Is a warranty deed acceptable proof of ownership?
A warranty deed is one type of proof of ownership; it shows the name of the owner and gives a brief description of the property. The previous owner or party granting you ownership signs the warranty deed, showing your rights to the property. A quitclaim deed is the other main type of property deed.
Is a warranty deed the same as a title?
Paired with title insurance, your warranty deed guarantees that the grantor is the rightful owner and transfers these rights and title to you as the grantee or new owner of the property. With a warranty deed, your title is clear. However, both the warranty and quitclaim deeds are not sales documents by any means.
Who files a warranty deed?
It pledges or warrants that the owner owns the property free and clear of any outstanding liens, mortgages, or other encumbrances against it. The two parties involved in a warranty deed are the seller or owner, also known as the grantor, and the buyer or the grantee.
What does proof of ownership mean?
Proof of ownership is any document that provides specific details about an item that was lost or damaged as part of your claim. First, it's used to document that you actually owned the item and second, so that they can properly compensate you for the loss.
Does registration count as proof of ownership?
License plates are evidence that registration fees have been paid and are a means of readily identifying a vehicle and tracing ownership. Yes, to register a vehicle with your state's Department of Motor Vehicles (DMV) you must show proof of ownership and thus your name must be on the title of the vehicle.