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The Types of Deeds Warranty deeds and quitclaim deeds are the most familiar types of deeds home buyers will encounter. However, you may also hear about such instruments as special warranty deeds, deeds of trust, grant deeds and bargain and sale deeds.
There are three basic kinds of deeds: a general warranty deed, a special warranty deed, and a non-warranty or quitclaim deed. If you are a buyer, you want your deed to get you everything you bargained for.
A house deed is a written document that shows who owns a particular property. When someone is ready to buy a house, the buyer and seller must sign a deed in order to transfer the property's ownership rights to the new homeowner. A deed is an important legal tool.
Both the warranty deed and deed of trust are recorded with the county clerk or recorder. Generally, the lender sends the documents to be recorded after the closing. The recording fees are included in your closing costs. Typically, the lender will provide you with a copy of the deed of trust after the closing.
A quitclaim deed is a legal instrument that is used to transfer interest in real property. The entity transferring its interest is called the granter, and when the quitclaim deed is properly completed and executed, it transfers any interest the granter has in the property to a recipient, called the grantee.
Deeds can be less than one page, or they can be several pages long. They're normally prepared by an attorney. A deed is a legally defensible instrument after it's been signed by all parties, transferring property between them pursuant to its various restrictions, covenants, and special granting clauses.
A house deed is a written document that shows who owns a particular property. When someone is ready to buy a house, the buyer and seller must sign a deed in order to transfer the property's ownership rights to the new homeowner. A deed is an important legal tool.
A bargain and sale deed doesn't warrant against any encumbrances. It simply implies that the granter holds title to the property. ... A bargain and sale deed is much like a quitclaim deed in this respect. It conveys property, but it makes no guarantees that no one else has a stake in that property.
A Bargain and Sale Deed resembles a Quitclaim Deed, since it is usually drafted without guarantees to the buyer that the seller owns the property free and clear (though the seller must disclose any existing debts).
A quitclaim deed is also used to clear up title to property, if there is an issue with someone else possibly having an ownership right in the property, he or she can be asked to sign a quitclaim to make sure the new owner has complete title.
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