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It is a fee that is charged to enter into the public record the deed and documents relative to the transfer of title to a piece of property. Deed stamps are paid by the seller at closing, in the amount of $3.70 per $1,000 of real estate sold.
Recording fees: These fees may be paid by you or by the seller, depending upon your agreement of sale with the seller. The buyer usually pays the fees for legally recording the new deed and mortgage.
The buyer typically pays for any fees relating to their mortgage loan, and the seller typically pays the agent's commission and various fees relating to the transfer of property. With that being said, closing costs are often just as negotiable as anything else in the real estate world.
The recording fee for a deed might be $12 in one county and then $15 in another. Some agencies charge by the size of the document. For instance, a land record instrument might have a $60 fee for the first page, then $5 per page after that.
State Revenue Stamps You are then responsible for buying the tax stamp from the Register of Deeds in your county. A land transfer tax of 1% of the sales price is added on top of the excise tax. This is a state tax that is always the seller's responsibility to pay at closing.
Excise Tax/Revenue Stamps: The State of North Carolina charges an excise tax on home sales of $2.00 per $1,000.00 of the sales price. Excise tax is customarily paid by the Seller, but payment is dictated by the sales contract and can be negotiated for either party.
The home buyer's escrow funds end up paying for both the home owner's and lender's policies. Upon closing, the cost of the home owner's title insurance policy is added to the seller's settlement statement, and the lender's title insurance policy is covered by the buyer before closing.
Closing Costs are fees that both buyer and seller pay in the sale of a property. They are typically associated with the buyer costs as the buyer initiates the loan process after the offer is accepted. In fact the seller often pays more than the buyer but it appears as a deduction.
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