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What do you mean by deposits?
A deposit is a financial term that means money held at a bank. A deposit is a transaction involving a transfer of money to another party for safekeeping. However, a deposit can refer to a portion of money used as security or collateral for the delivery of a good.
What is the legal definition of a deposit?
Deposit Law and Legal Definition. Deposit means ailment of goods or property to another who promises to keep it or use it and return it in kind. For example, the act of placing money in a bank for security purpose and convenience. The money or property so given is also known as the deposit.
What constitutes a deposit?
A deposit is a financial term that means money held at a bank. A deposit is a transaction involving a transfer of money to another party for safekeeping. However, a deposit can refer to a portion of money used as security or collateral for the delivery of a good.
Is a deposit considered a transaction?
Transaction deposit. In the United States, transaction deposit is a term used by the Federal Reserve for checkable deposits and other accounts that can be used directly as cash without withdrawal limits or restrictions. They are the only bank deposits that require the bank to keep reserves at the central bank.
What is a deposit transfer?
The process by which a landlord transfers a tenant's deposit to another party. This can occur when one tenant subleases to another. Assuming the terms of the contract are not breached, the new party will be the recipient of the deposit at the end of the contract period.
What is deposit payment?
When you pay a deposit you are paying a percentage of the price of a product or service. Paying a deposit shows that you intend to buy the item, and it means you are entering into a contract with the business. When you pay a deposit, you and the business agree: the exact product or service that you are buying.
What is deposit and types of deposit?
Primarily, banks offer two kinds of deposit accounts. These are demand deposits like current/saving account and term deposits like fixed or recurring deposits. When you open a deposit account in a bank, you become an account holder or a depositor. Saving accounts are used to meet daily on-demand requirements of cash.
What are the types of deposits?
There are several types of deposit accounts including current accounts, savings accounts, call deposit accounts, money market accounts and certificates of deposit (CDs).
What is considered a deposit account?
A deposit account is a savings account, current account or any other type of bank account that allows money to be deposited and withdrawn by the account holder. ... Some banks may charge a fee for this service, while others may pay the customer interest on the funds deposited.
What do you mean by derivative deposit?
Definition of derivative deposit. a bank deposit consisting of the proceeds of a loan credited to the depositor's account compare primary deposit.
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