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First digit is 4 for VISA, 5 for Mastercard, 6 for Discover/Diners Club, 3 for American Express/Diners Club (those are shorter than 16). Also, first 6 digits for Visa and Mastercard are code numbers for the issuing institution.
3 — travel/entertainment cards (such as American Express and Diners Club) 4 - Visa. 5 - MasterCard. 6 - Discover Card.
The first digit in your credit-card number signifies the system: 3 — travel/entertainment cards (such as American Express and Diners Club) 4 — Visa. 5 - MasterCard.
A credit card number is the unique number imprinted on a credit card. The first six digits on a credit card are called the issuer identification number. They identify the issuer Discover, or American Express, for example. The remaining digits of a credit card number are unique to the individual card.
3 — travel/entertainment cards (such as American Express and Diners Club) 4 - Visa. 5 - MasterCard. 6 - Discover Card.
First digit is 4 for VISA, 5 for Mastercard, 6 for Discover/Diners Club, 3 for American Express/Diners Club (those are shorter than 16). Also, first 6 digits for Visa and Mastercard are code numbers for the issuing institution.
Payment card numbers are composed of 8 to 19 digits, as follows: a six or eight-digit Issuer Identification Number (IIN), the first digit of which is the major industry identifier (MID) a variable length (up to 12 digits) individual account identifier. A single check digit calculated using the Kuhn algorithm.
The Meaning of Each Digit. A credit card number is usually 15-16 digits long, but it could be as many as 19 digits or as few as 13 in some cases. Each of these individual credit card numbers has meaning.
Drop the last digit from the number. Reverse the numbers. Multiply the digits in odd positions (1, 3, 5, etc.) Add all the numbers together. The check digit (the last number of the card) is the amount that you would need to add to get a multiple of 10 (Modulo 10)
Validating a credit card refers to the process of running a computer algorithm that performs calculations using a credit card's number. When the algorithm shows that the card is valid, it means only that the card number is among those that could potentially exist with a given credit card company.
For Visa, MasterCard, and Discover cards, the code is 3 digits and is found on the back of the card. For American Express, the code is 4 digits and is found on the front of the card.
Making online purchases You would enter in your name, billing and shipping addresses (just use your shipping address for both), the gift card number (15-digit number on the front), card expiration date, and the 4-digit security code (located on the front of the card).
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