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Which of the following is an example of redlining?
While the best known examples of redlining have involved denial of financial services such as banking or insurance, other services such as health care (see also Race and health) or even supermarkets have been denied to residents.
What is a redlining map?
These maps document how loan officers, appraisers, and real estate professionals evaluated mortgage lending risk during the era immediately before the surge of suburbanization in the 1950s.
What is the purpose of redlining?
The term refers to the presumed practice of mortgage lenders of drawing red lines around portions of a map to indicate areas or neighborhoods in which they do not want to make loans. Redlining on a racial basis has been held by the courts to be an illegal practice.
What does redlining mean in banking?
a discriminatory practice by which banks, insurance companies, etc., refuse or limit loans, mortgages, insurance, etc., within specific geographic areas, especially inner-city neighborhoods.
Why are redlining and reverse redlining unethical lending practices?
Redlining is the practice of denying the extension of credit to specific geographic areas due to the income, race, or ethnicity of its residents. Such reverse redlining may be as problematic for minority families and older urban neighborhoods as has been the withdrawal of conventional financial services.
What causes housing segregation?
Factors such as socioeconomic status, spatial assimilation, and immigration contribute to perpetuating housing segregation. The effects of housing segregation include relocation, unequal living standards, and poverty.
What are some examples of institutionalized discrimination?
Examples of institutionalized discrimination include laws and decisions that reflect racism, such as the Plessy vs. Ferguson U.S. Supreme Court case. The verdict of this case ruled in favor of separate but equal public facilities between African Americans and non-African Americans.
What is institutional oppression?
Institutional Oppression is the systematic mistreatment of people within a social identity group, supported and enforced by the society and its institutions, solely based on the person's membership in the social identity group. Institutionalized oppression is a matter of result regardless of intent.
What are institutions examples?
Primary or meta-institutions are institutions that encompass many other institutions, both formal and informal (e.g. the family, government, the economy, education, and religion. ) Most important institutions, considered abstractly, have both objective and subjective aspects: examples include money and marriage.
Which of the following is the best definition of institutional racism?
Institutional racism. Institutional racism (also known as systemic racism) is a form of racism expressed in the practice of social and political institutions. It is reflected in disparities regarding wealth, income, criminal justice, employment, housing, health care, political power and education, among other factors.
What is institutional inequality?
institutional inequality that focuses on how institutions give rise to. Inequality by reproducing the social patterns and belief systems that existed at the time they emerged.
What is an example of structural inequality?
Structural inequality is a system of privilege created by institutions within an economy. These institutions include the law, business practices, and government policies. They also include education, health care, and the media. Structural inequality clouds this vision and limits economic growth for the whole society.
What is institutional discrimination Quizlet?
Institutional discrimination. A denial of opportunities and rights to individuals or groups, resulting from the normal operations of a society. Three examples: Elimination of people with felony records, Any kind of standardized tests, and IQ tests. Also Hiring practices.
What does the political term redlining mean?
In the United States and Canada, redlining is the systematic denial of various services by federal government agencies, local governments as well as the private sector, to residents of specific, most notably black, neighborhoods or communities, either directly or through the selective raising of prices.
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