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After all, as you are just as likely to believe as I am, the process for certifying people as Certified Human Resources professionals (including people who have taken the CHARM/HRM certificate exam and are employed by a company) is not the same process we use when establishing the standards and certification necessary for Certified Social Workers (CSS), Certified Disaster Professionals (CDs), or Certified Teachers of English (Cites). From 2006 to 2011, an estimated 3.8 billion dollar value was fraud related annually, a figure which has increased by approximately 10% in 2012. In the United States alone, according to the U.S. Department of Justice (DoJ), the estimated number of incidents of personal crimes committed through fraud rose to over 3,600 for 2012, a 17% increase from 2011. More than 40% of these fraudulent reports relate to financial crimes, with the majority (56%) related to credit cards and identity theft. Although the United States has seen some growth in financial fraud, there is still a great deal of progress in other areas, particularly as it relates to identity theft. According to the FTC, there was a 35% increase in reported credit card-based fraud between 2010 and 2012. According to the FTC, there was a 35% increase in reported credit card-based fraud between 2010 and 2012. In 2012, identity theft was linked to approximately 14.4 million reported cases, representing an annual increase of more than 17%.. Learn more about PDFs: The more you rely on PDFs, the easier they are to use PDFs and PDF-based technology are used to share, exchange, and preserve information through the Internet, mobile devices, and physical or digital storage equipment without the need to print or take the originals.

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