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2014-08-27
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The short answer: No. However, there is no law that forbids landlords from asking for a prospective tenant's social security number on a rental application. In fact, some landlords may even require it and refuse to consider your application until you provide your social security number.
The reason a landlord needs this is information is that to pull a credit report on you and verify all the other information you put onto your lease application, they need your SSN.
The short answer: No. However, there is no law that forbids landlords from asking for a prospective tenant's social security number on a rental application. In fact, some landlords may even require it and refuse to consider your application until you provide your social security number.
One reason you'll be asked for your Social Security number on a rental application is for identification purposes. Landlords want to make sure you are who you say you are, so they'll need to match up your name with your Social Security number.
Although many landlords don't bother to do such extensive homework, a landlord can ask for a tenant's bank account number to request a verification of deposit (or even just an account rating from the bank).
You should NEVER, under ANY circumstances, give your landlord ANYBODY's social security card (or number) and birth certificate. If your landlord did in fact ask for these things, he is probably trying to commit identity theft.
When you're filling out forms dealing with the IRS, or any government agency that handles benefits such as food stamps, disability insurance and Medicare, you have to put down your SSN. You'll also need it when you get hired at a new job, as your employer has to report your financial information to the IRS.
”There is no reason to give out your Social Security number unless there is a legitimate business purpose, and most instances it is requested there is not a legitimate need,” says Denis Kelly, president of IDCuffs.com, an identity theft prevention company.
A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. Then, they use the credit cards and don't pay the bills, it damages your credit.
Typing your SSN into a website is risky, as there are many fake websites littering the Internet, so before you do, make sure the credit reports site you're on is a legitimate one like AnnualCreditReport.com, and check to see that your connection is secured with HTTPS.
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