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Below is a list of the most common customer questions. If you can’t find an answer to your question, please don’t hesitate to reach out to us.

How do I get the best lease deal?

Choose cars that hold their value. When you lease a vehicle you are paying for its depreciation, plus interest, tax and some fees. Check leasing specials. Price the car. Get quotes from dealers. Spot your best deal. Ask for lease payments. Close the deal.

Can you negotiate the money factor in a lease?

Negotiate the interest rate (money factor) on the lease to a level appropriate to current market interest rates. Also, when the lease ends you typically have the right to buy the car at the residual value.

How can I lower my lease money factor?

Low Money Factor But like their APR cousins, the lower the number, the lower interest you pay. To convert interest rates to money factors, divide the interest rate by 2,400. To convert money factors to interest rates, multiply by 2,400.

What is a good lease money factor?

A lease deal with a money factor of less than . 0017 is a good deal. Anything higher, means less of a good deal. Of course, the best lease deals are made with a combination of low lease PRICE, high RESIDUAL value, and low MONEY FACTOR.

Is the money factor on a lease negotiable?

The money factor is the interest you will pay over the course of a lease, so the lower the rate, the better your payment will be. Like the residual value, the money factor is set by the car maker, and is not typically negotiable. The residual also varies based on the number of miles per year included in your lease.

Can you negotiate the price of a leased car?

In short: Yes, you can definitely negotiate a lease price. When it comes to negotiating, leasing is just like buying, and that means that you should feel free to negotiate just as you would when buying a car.

Is it better to lease a 2019 or 2020?

Model year versus calendar year If you have your eye on a 2020 vehicle, leasing it at the end of 2019 rather than early in 2020 could have an impact on your monthly lease payments. Your 2020 vehicle will be worth less in 2023 than in 2022, which means an extra year's depreciation.

What month is the best to lease a car?

Timing your lease can be important if you want to maximize savings. Generally, the best time to lease a car is shortly after the model is introduced. That's when the residual value will be the highest - meaning you'll likely save money on the depreciation cost.
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