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When purchasing real property, you receive a written document known as “the deed”, which transfers title and ownership of the property to you as the purchaser. When you get the deed, you should record it with the county recorder in the county where the property is located. Getting Clear Title.
Record Title Law and Legal Definition. The term 'record title' is used to refer to a title shown on the public record. It refers to a title as it appears in the public records after a deed is properly recorded. The term “record title” clearly means a title officially of record.
When done properly, a deed is recorded anywhere from two weeks to three months after closing. However, there are many instances where deeds are not properly recorded. Title agents commit errors, lose deeds, and even go out of business. Even county offices sometimes fail to record deeds that were properly submitted.
A title gives the person the right to or ownership of a certain piece of real estate property. If there is anything on the title that needs to be cleared up before the new buyer takes possession, it can be done after this report is received. A title report is required in the home purchase transaction.
The most common documents are related to mortgages, deeds, easements, foreclosures, estoppel, leases, licenses and fees, among others. The most important real estate documents list ownership, encumbrances and lien priority and are used to maintain proper real estate transactions.
An owner legally transfers his property to another person on an instrument known as a deed. At the time of transfer, the owner usually records the deed by filing it in the land records of the property's county, but it is not required for it to legally transfer title to the new owner.
Title Records. Title records are public records, usually held at the county courthouse, which lists ownership, encumbrances, liens, and other real estate interests and their priority for each parcel of land within the county.
Ownership of land is registered in the Land Title Office (TO) and a 'title' is registered to the owner. Anyone may obtain a title search as documents registered in the land title offices are matters of public record.
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