Pag-ibig Housing Loan

What is Pag-ibig housing loan?

Pag-ibig housing loan is a financial assistance program provided by the Philippine government through the Home Development Mutual Fund (HDMF) also known as Pag-IBIG Fund. This program aims to help members acquire affordable housing loans to realize their dream of owning a home.

What are the types of Pag-ibig housing loan?

There are different types of Pag-ibig housing loans available for qualified members. The main types include:

Pag-ibig Affordable Housing Loan
Pag-ibig End-User Financing Program
Pag-ibig Cash Loan

How to complete Pag-ibig housing loan

Completing a Pag-ibig housing loan application is a straightforward process that involves the following steps:

01
Check your eligibility as a Pag-ibig member
02
Prepare all required documents such as ID, proof of income, and property documents
03
Fill out the application form accurately
04
Submit the complete application to the nearest Pag-ibig office
05
Wait for approval and disbursement of the loan amount

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Video Tutorial How to Fill Out Pag-ibig housing loan

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Questions & answers

Before getting started, please make sure to prepare the following: LOAN APPLICATION FORM. Duly accomplished Housing Loan Application with your "1x1" ID photo. ... PROOF OF INCOME. • For Locally Employed, click here for the list of valid documents. ... ONE (1) VALID ID WITH SIGNATURE. ... SELFIE PHOTO.
Loan Status Verification. Virtual Pag-IBIG. For questions or to follow-up on your loan application, please call (02)8724-4244 or chat us by clicking on the icon found at the bottom right of your screen. Loan Application No.
Through its more efficient application system, Pag IBIG housing loans can now be approved within 17 days from the date when the borrower completes/submits all requirements. The loan proceeds, on the other hand, can be claimed three days after post-approval compliance.
Before applying for a housing loan, you should already have saved up at least 20% of the property's value for the down payment. The higher the down payment you can afford to pay, the more likely your housing loan application will get approved.
More videos on YouTube Go to the Pag-IBIG National Capital Region or regional branch nearest you and look for the Mortgage Loan Specialist who will be assisting you. ... Present one valid ID and get the Membership Status Verification Slip (MSVS) Fill up the MSVS and submit this for verification. Get the following documents.
Under the loan program, Pag-IBIG Fund offers a subsidized rate of 3% per annum for socialized home loans up to P580,000.
Here's how: Accomplish a Pag-IBIG Loyalty Card Plus Application Form (HQP-PFF-108). ... Submit the application form at the Pag-IBIG Fund branch nearest you, along with a photocopy of one valid identification (ID) card. ... Pay the corresponding card fee to our accredited bank-operator. Have your photo and biometrics taken.