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For pdfFiller’s FAQs
Below is a list of the most common customer questions. If you can’t find an answer to your question, please don’t hesitate to reach out to us.
What if I have more questions?
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Can I be put on the lease with someone else if I have an eviction?
If you are looking to be added to a lease with someone else, and you have an eviction on your record, the first thing to do is pull your own credit report and see if it appears. If you are able to be put on the lease with someone else, work hard to never miss a rent payment.
Does an eviction affect the cosigner?
Yes. If you as the renter get evicted, your co-signer's name will be on the complaint and the name will appear on tenant eviction database. What's worse is that the co-signer will be on the judgment and will appear on credit reports.
Can you have a cosigner if you have an eviction?
No, because even if the cause of the eviction was related to payment, the reason why I won't rent to you is the fact that you refused to move out voluntarily. Many landlords do not accept cosigners at all. A co-signed with better credit gives me some assurance that your rent will get paid, but that's it.
Can I rent with an eviction on my record?
After the seven-year period expires, evictions are deleted from public record and thereby from your credit report and rental history. So if you've got an eviction on your record and can't get anyone to lease to you, in the worst case scenario you can just let the eviction lapse from public record after seven years.
Does being a cosigner hurt my credit?
In a strict sense, the answer is no. The fact that you are a cosigner in and of itself does not necessarily hurt your credit. However, even if the cosigned account is paid on time, the debt may affect your credit scores and revolving utilization, which could affect your ability to get a loan in the future.
How long does a cosigner stay on a lease?
Time Period As a general rule, unlike so many things in life, co-signing is pretty much forever. In the case of a lease, this means that the co-signer is responsible for the lease for the duration of the agreement, whether it's a six-month lease, a yearlong lease or for some other period.
How can I rent with an eviction on my record?
Get Your Credit Score and Work to Improve it. Try to Get Your Record Expunged. Honesty May Be Your Best Policy. Try Looking at Privately Owned Properties. Be Professional and Polite. Offer a Large Deposit.
Can you still rent with an eviction on your record?
After the seven-year period expires, evictions are deleted from public record and thereby from your credit report and rental history. So if you've got an eviction on your record and can't get anyone to lease to you, in the worst case scenario you can just let the eviction lapse from public record after seven years.
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