What is an example of a good hardship letter?

Dear Harry Jones: I am writing this letter to request assistance with my personal loan during a time of financial hardship. Approximately two weeks ago, I was let go from my job due to company-wide layoffs. As a result, I have been unable to continue making regular payments on my loan.

Do hardship letters work?

Hardship letters can be a crucial part of your debt resolution. If you have bills to pay or need a payment plan to catch up, a letter may be the right nudge you need to convince lenders to work with you.

What is an example of a hardship letter for rent?

I'm writing this letter to acknowledge my late rent for this month and explain my current financial situation. Last month, I was fired from my job at the local grocery store without notice. Since then, without my regular source of income, I have been struggling to make ends meet.

What should not be included in a hardship letter?

When you write the hardship letter, don't include anything that would hurt your situation. Here are some examples of things you shouldn't say in the letter: Don't say that your situation is your lender's fault or that their employees are jerks. Don't state that things will likely turn around for you.

How to write a hardship letter for rent?

How to Write a Hardship Letter Explain Your Hardship. Provide Documentation to Back Up Your Claim. List Steps You've Taken to Alleviate Your Financial Burden. Clearly State Your Request. State Your Commitment to Paying Your Debt.

How to prove financial hardship?

If you are sick or disabled, you will need proof from healthcare providers or caseworkers. Employment length and sources of income are examined, so long-term unemployment or underemployment is likely to go in your favor.

How to write a hardship letter to avoid foreclosure?

To write a proof of hardship letter, you should introduce yourself, describe your financial hardship, detail how long you expect the hardship to last, request a specific type of mortgage relief, and explain how that relief will help you get back on track with your loan payments.

How can I make a hardship letter?

What to include in a hardship letter The date, your name, address and phone number. The lender/servicer and loan number. The date or approximate time frame when the hardship started. The expected timeframe of hardship — short term (six months or less) or long term. Describe your goal. State the facts, not emotions.

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