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Regulate Date Voucher

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Why do vouchers have expiry dates?

Expiration date After that, a “service charge” or “maintenance fee” kicks in. Each month, the card loses a few dollars or a few percent of its value, until it becomes worthless. They've already got your money; it's sitting in their bank account earning interest.

Why do vouchers expire?

Expiration date After that, a “service charge” or “maintenance fee” kicks in. Each month, the card loses a few dollars or a few percent of its value, until it becomes worthless. They've already got your money; it's sitting in their bank account earning interest.

Why do some gift cards expire?

Wait, and fees could eat away at its value. A. Under federal law, a gift card cannot expire in less than five years after the date of purchase. But if it's not used within 12 months, fees for inactivity, dormancy or service can be charged to the card each month, diminishing its value.

Can vouchers legally expire?

The law requires that most gift cards or vouchers be sold with a mandatory minimum expiry period of three years. The period begins from the date a gift card is sold to a consumer. Businesses can choose to apply an expiry period longer than three years and no maximum expiry period applies.

What happens when gift cards expire?

Federal Gift Card Law Thanks to the federal Credit CARD Act of 2009, gift certificates and store gift cards can't expire for five years. However, issuers can still charge an “inactivity fee” if the card has not been used within twelve months.

How long are gift certificates good for?

The law provides that gift cards cannot expire within five years from the date they were activated and generally limits inactivity fee on gift cards except in certain circumstances, such as if there has been no transaction for at least 12 months.

Can vouchers have expiry dates?

The law requires that most gift cards or vouchers be sold with a mandatory minimum expiry period of three years. The period begins from the date a gift card is sold to a consumer. Businesses can choose to apply an expiry period longer than three years and no maximum expiry period applies.

Is it legal to have an expiry date on a gift voucher?

The law requires that most gift cards or vouchers be sold with a mandatory minimum expiry period of three years. The period begins from the date a gift card is sold to a consumer. Businesses can choose to apply an expiry period longer than three years and no maximum expiry period applies.

How long is a voucher valid for?

At present, expiry dates for gift vouchers can often range from as little as six months up to 24 months. In the retail sector expiry dates for vouchers issued by large retailers are typically two years from either the date of purchase or of last use.

When did gift cards stop expiring?

Thanks to the federal Credit CARD Act of 2009, gift certificates and store gift cards can't expire for five years. However, issuers can still charge an “inactivity fee” if the card has not been used within twelve months.

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