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2014-08-03
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2016-04-21
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2018-01-25
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editing floor plan
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wish there was more edit coloring options
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editing floor plan
2019-02-25
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2018-06-19
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2021-06-24
I found this site to be helpful, but . . .
I found this site to be helpful. A great time saver on changing documents. I would have saved more time, if I knew ahead of time, that the scanned in pdf, that I edited, would not be able to convert to a word document.
2021-06-02
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2021-05-25
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What does an approval letter mean?
An approval letter means the loan is approved, this is akin to a commitment letter. So if you get an approval letter when making an offer, the bank or lender is likely using the wrong semantics, and the letter should be written as a pre-approval letter.
Does preapproval mean you are approved?
Although, to a typical consumer, “you're pre-approved” means “you already passed the approval process and therefore are guaranteed to be immediately granted the loan if you apply,” the literal meaning is different. This pre-approval can then help a buyer find a home that is within their loan amount range.
Can you be denied a loan after preapproval?
When you get pre-approved by a mortgage lender, they will start gathering a variety of financial documents. But the pre-approval is not a guarantee. Therefore, it's possible to be denied for a mortgage even after you've been pre-approved.
Is a preapproval a guarantee?
Pre-approval is not a commitment to lend you money. Nor is it a guarantee from the lender. It is simply the lender's way of saying they will likely approve you for a certain amount, as long as you clear the underwriting process with all of its checkpoints and requirements.
What does preapproved mean for credit card?
What does it mean to be pre-approved for a credit card? When you are pre-approved for credit card offers, it typically means the card issuer has determined that you meet certain criteria by doing a soft credit check, which does not impact your credit.
Do preapprovals hurt your credit score?
Inquiries for pre-approved offers do not affect your credit score unless you actually follow through and apply. A pre-approval basically means that the lender thinks you have a good chance of being approved based on the information in your credit report, but it is not a guarantee.
What happens after preapproval?
After you're pre-qualified, your next step is to get pre-approved. This is an in-depth process. You'll need to submit paperwork about your income, assets, employment history and residency status to a lender. Getting pre-approved is almost like applying for a real loan, but it happens before you select a home.
How long do I have to buy a house after getting preapproved?
Since lenders realize that buying a house does take time, pre-approval does have a shelf life, but not an indefinite one. While the length of time varies, in general pre-approval is good for about three months.
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