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2020-07-22
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2020-06-08
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Below is a list of the most common customer questions. If you can’t find an answer to your question, please don’t hesitate to reach out to us.
What if I have more questions?
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Can I get money from my structured settlement?
If you have a structured settlement from a personal injury or other lawsuit, you may be able to “cash out” the settlement. But cashing out a settlement annuity is not always easy or wise. To do this, you sell some or all of your future payments in exchange for getting cash now.
Can I borrow money from my structured settlement?
Why You Can't Borrow Against Your Structured Settlement Typically, an individual can pledge real or personal property as collateral for a loan from a bank. While structured settlements are assets and are certainly valuable, there's no legal way for banks to sell your structured settlement payments.
What percentage does JG Wentworth get?
Typically, this fee amounts to approximately 9 to 15 percent of the total value of the annuity or structured settlement. This may seem high, but it is the cost of the service and enables you to cover your needs now.
What does a structured settlement mean?
A structured settlement is a negotiated financial or insurance arrangement through which a claimant agrees to resolve a personal injury tort claim by receiving part or all of a settlement in the form of periodic payments on an agreed schedule, rather than as a lump sum.
Should I take a lump sum or structured settlement?
A lump sum payment is generally preferable to a structured settlement in an injury case, but there are some exceptions. The majority of settlements in personal injury cases are lump sum payments. A structured settlement is when part or all of the settlement amount is paid to the plaintiff over a period of years.
How do I sell my structured settlement?
Contact a purchasing company for a free quote. Evaluate your offer, compare it to others, and accept a contract offer. Get your cash advance to help pay for your living expenses while awaiting a court date.
How does selling a structured settlement work?
A structured settlement is the result of a lawsuit in which a defendant has been found at fault for the injury or death of someone. As a result, they must pay them a large sum of money to settle the lawsuit. The large lump sum is used to set up an annuity or structured settlement that is paid over time.
What percentage does JG Wentworth take?
Typically, this fee amounts to approximately 9 to 15 percent of the total value of the annuity or structured settlement. This may seem high, but it is the cost of the service and enables you to cover your needs now.
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