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2015-05-22
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2018-01-09
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2018-10-10
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I love that this is a user friendly and cost efficient alternative to PDF editing. I have found that it can do everything (and more) than other services can. It is easy to use and excellent solution for our company
What do you dislike?
The SINGLE thing that I am not a fan of is the fact that encrypted pdfs can be sent but NOT returned encrypted. Sometimes I will send a form to an employee and need the PDF to be encrypted returned back to me and there is no option for that.
What problems are you solving with the product? What benefits have you realized?
The encrypted services have been a burden but the benefits are abundant. It is a great tool and I love that I can send our employees forms to fill out and they can receive/return them from their phones.
2019-02-25
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2019-11-18
Good for someone who isn't tech savy
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2023-01-18
this is a pretty good soft ware i would…
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2020-06-10
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What percentage should I offer to settle debt?
Offer a Lump Sum Settlement Some want 75%80% of what you owe. Others will take 50%. Those that have given up on you may settle for one-third or less. Before you make an offer, however, decide your top amount and stick to it.
What percentage of a debt is typically accepted in a settlement?
Average Debt Settled by Debt Settlement Companies Then there are the fees to the debt settlement company, which are typically 15%. Sometimes that is 15% of the amount you originally owed. Sometimes that is 15% of the amount you paid.
Is debt settlement a good idea?
Is debt settlement a good idea? The short answer: reviews are mixed. Debt settlement can help some people get out of debt at a cost that is less than what they owe. Here's how debt settlement works: you stop making payments to your creditors for a period of time, often six months or more.
How much does debt settlement affect your credit score?
A debt settlement remains on your credit report for seven years. As with all debts, larger balances have a proportionately larger impact on your credit score. If you are settling small accounts particularly if you are current on other, bigger loans then the impact of a debt settlement may be negligible.
How much should I offer to settle a credit card debt?
If a lender forgives at least $600 worth of the principal on your debt, it must report the amount to the IRS via a 1099-C form. So, for example, a lump sum payment of $2,500 to settle a $4,500 credit card bill will mean you'll likely have to pay tax on an additional $2,000 in income next year.
How much should I offer creditors to full settlement?
Depending on the creditor and how much you owe, you may be able to settle for anywhere from 30% to 70% of the outstanding balance of your debt. Typically, a creditor will only consider a settlement when an account is delinquent, but you should keep in mind that they're not required to accept your offer.
What is a reasonable full and final settlement offer?
A 'Full and Final' Settlement Offer, is also known as a Debt Settlement Offer (DSO). It is a solution for your debts that involves offering your creditors one large, lump sum payment to pay off your remaining debts, instead of continuing with your, usually unaffordable, situation.
How do I approach creditors with a settlement offer?
Go over your income and expenses with a fine-tooth comb, figure out what you can afford, and only agree to pay a realistic amount. Generally, you can negotiate the best settlement on a debt if you can come up with a lump sum amount to resolve the debt. If you agree to a payment plan, you will likely pay more over time.
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