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What does reps and warranties insurance not cover?
RWI does NOT cover known, material issues uncovered during diligence or issues of which the buyer's deal team had actual knowledge, breaches of covenants in the purchase agreement (i.e., the requirement to pay off company indebtedness as of closing or the non-compete), purchase price adjustments and forward-looking
What is the difference between reps and warranties and warranties and indemnities?
An indemnity is a promise to reimburse another for loss arising. The principle difference between an indemnity and a warranty or representation is that there is no duty to mitigate loss when claiming under an indemnity. All losses are recoverable under an indemnity.
What is rep and warranty insurance in M&A?
Reps and warranty insurance: What is it? Reps and warranties are a contract between the buyer (or the seller) and an insurance company whereby the insurance company will indemnify the buyer for loss resulting from a breach of reps and warrants.
What is representation and warranties in M&A?
A representation is an assertion of past or existing fact given by one party to induce another party to enter into an agreement. A warranty is a promise that the assertion of existing fact or future facts are or will be true, along with an implied promise of indemnity if the assertion is false.
What are warranty obligations?
Warranty Obligations means all liabilities and obligations arising out of or relating to the repair, rework, replacement or return of, or any claim for breach of warranty in respect of or refund of the purchase price of, any Business Products.
What are reps and warrants?
What are Reps and Warranties? Reps and warranties refer to statements of fact that a seller makes as part of trying to persuade a buyer to purchase their business. Each of the parties in the transaction relies on the other to provide true information about the transaction.
What is warranty and indemnity insurance in M&A transactions?
Warranty & Indemnity (W&I) Insurance is an insurance product designed to protect parties in an M&A transaction from financial loss arising from breaches of warranties and certain indemnities given by a seller to a buyer under a sale and purchase agreement (SPA).
Who pays for reps and warranty insurance?
Who Pays For Rep And Warranty Insurance? It is the Buyer in an M&A transaction who pays for the rep and warranty insurance premium most of the time. However, there are various instances when the premium is either shared between Buyer and Seller, or when the Seller picks up the bill.
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