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Who chooses the title company buyer or seller?
The buyer and seller reach an agreement about who selects and pays for title insurance. In some cases, the buyer selects the title company and pays for a lender's insurance policy. Sometimes the seller selects the title company and pays for an owner's title insurance policy.
When buying a house who chooses the title company?
In some cases, the buyer selects the title company and pays for a lender's insurance policy. Sometimes the seller selects the title company and pays for an owner's title insurance policy. Occasionally the buyer and seller decide on the title company and each pays for part of the policy.
Who hires the title company when buying a house?
Typically the Seller will engage the real estate agent to initiate the marketing of the property. The Seller's agent will then use a Title company to check ownership and liens. Title Companies provide this service for free in order to get the Insurance contracts (Seller and Buyer) at the close of sale.
Can a seller require a buyer to use a specific title company?
The only way a Seller can mandate that purchaser use a particular title company is if the seller paid 100% of all title insurance and related title costs. HUD's RESP Division has stated on numerous occasions that unless the seller pays 100% of the title related costs then the seller has violated RESP.
Does the buyer or seller choose the closing attorney?
Generally a seller will hire a real estate attorney once he or she has the offer to purchase on the table. A real estate attorney will help the seller negotiate the offer, so clearly buyer and seller would not use the same attorney. The final step of any real estate sale is the closing.
Does the seller need a title company?
The conventional wisdom is that because the seller is paying for the owner's title policy (as is usually the case), the seller should have the right to select the title company. If the seller is paying for or purchasing the policy then, arguably, there is no violation. However, the answer is not as clear as it appears.
Who chooses the title company in Ohio?
The accepted practice is for the buyer submitting an offer to purchase, or, more likely, the agent working with the buyer, selects a title company and includes the selection in the offer to purchase.
Who chooses the title company in Florida?
In most counties, the seller generally pays for the title insurance and chooses the title company. However, the buyer generally pays for title insurance and chooses the title company in the following counties: Sarasota County. Collier County.
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