How to make an income and expense spreadsheet?

How to create a budget spreadsheet Choose a spreadsheet program or template. Create categories for income and expense items. Set your budget period (weekly, monthly, etc.). Enter your numbers and use simple formulas to streamline calculations. Consider visual aids and other features.

Is there a free budget template?

Google Sheets' native free monthly budget template is a user-friendly income and expense tracker. It allows you to plan and track your expenses every month, ensuring you stay on top of your financial goals.

How do you create an income budget?

How to make and manage your budget Work out your after-tax income. Review your spending. Choose a budgeting plan. Track your progress. Automate your bills and savings. Revisit and review your budget when needed. Allow up to 50% of your income for needs. Use up to 30% of your income for wants.

How do I create an expense budget in excel?

The fastest and easiest way to build an excel budget is by using the library of premade budget templates. simply go to File>New, then search for the term “budget.” Several Excel budget templates will pop up, such as a family budget, personal expense calculator, vacation budget, and more.

How do I use income and expenses to create a budget?

How do I make a budget? Step 1: Make a list of your bills and other expenses and the amounts. Step 2: Use your pay stubs to write down how much money you make each month. Step 3: Subtract your monthly bills and expenses from how much money you make in a month.

What is the 50/30/20 budget rule?

The 50-30-20 rule involves splitting your after-tax income into three categories of spending: 50% goes to needs, 30% goes to wants, and 20% goes to savings. U.S. Sen. Elizabeth Warren popularized the 50-20-30 budget rule in her book, "All Your Worth: The Ultimate Lifetime Money Plan."

How are income and expenses used to make a budget?

Then divide your take-home income into three spending categories—50% needs, 30% wants, and 20% savings or debt payments above the minimum. You can tweak the percentages to fit your circumstances. For example, if you live in an expensive city, your needs portion may have to be higher.

What is the 70/20/10 rule money?

It's an approach to budgeting that encourages setting aside 70% of your take-home pay for living expenses and discretionary purchases, 20% for savings and investments, and 10% for debt repayment or donations.

Home
Functionality index

Organize finances with precision using Income Expense Budget Template creator tool

Drop document here to upload

Up to 100 MB for PDF and up to 25 MB for DOC, DOCX, RTF, PPT, PPTX, JPEG, PNG, JFIF, XLS, XLSX or TXT

Based on 12500+ reviews

Last updated on Dec 30, 2025

Document creation is just the beginning

Learn more about security

Create and edit documents with a trusted solution

Try easy-to-use tools for all your document management needs.

Upload your document

pdfFiller scores top ratings on review platforms

I love PDF Filler; it makes my job so much easier. I am an income tax preparer volunteer, and I also have lots of legal papers for both me and kids and grandkids! Thank you for developing it.

F Jean Taylor

Adobe should take notes from PDFFILLER I like that it's web based which allows me to use it on any computer without having special software installed. Nothing too bad but sometimes the converter feature would hang when I was converting large documents.

Verified Reviewer

Look no further than pdfFiller! As a person 70+ years old, new programs are usually a challenge for me. However this was not the case with pdfFiller, it was so easy to click on the area and type and being able to alter the text size to fit was a bonus. I highly recommend this program and can vouch for customer support who are there to help.

Diane Taylor

The app and customer support is great! The app itself is great, no doubt. Recently I encountered some problems with logging in and contacted the support team and they resolve my problem in 10 minutes. Outstanding customer support! 10/10

Dmitry

Love it! Very easy to use and comes in handy at the most inconvenient of times. When I'm out and busy, I can get documents filled out fast and easy on my phone.

Kurtisha Singleton

I really appreciate how streamlined and… I really appreciate how streamlined and easy it is to fill out tax docs! Makes it so much more hassle free. My only issue is that it's a 100% free service, as I wish this was something the IRS did a long time ago.

Cara Carrales

Show more Show less

Watch pdfFiller eSignatures in action

Check out a quick video tutorial that shows how to create and place your signature or send a document for signing.

Related features

List of extra features

FAQs

If you can't find what you're looking for, please contact us anytime!

Contact Support

Create and edit documents with a trusted solution

Try easy-to-use tools for all your document management needs.

Upload your document

Organize finances with precision using Income Expense Budget Template creator tool

Document creation is just the beginning

Create and edit documents with a trusted solution

pdfFiller scores top ratings on review platforms

Watch pdfFiller eSignatures in action

Related features

Related searches

List of extra features

FAQs

Create and edit documents with a trusted solution