Does a loan agreement need to be notarized?

Do you need to notarize a Loan Agreement? First and foremost, understand that personal loan agreements fall into the classification of contracts. Technically, you don't have to notarize these documents. But if you want to make this document legally binding, then notarization is the best course of action.

How do I make a simple loan agreement?

What Should Be Included in a Personal Loan Agreement? Identification. Those involved in the contract should share their full names and addresses. Date. Loan amount. Collateral. Interest rate. Repayment schedule. Penalties. Jurisdiction.

How do I write a simple loan agreement sample?

The Parties agree the Lender will loan the Borrower $_____________________ (the “Loan”). Interest Rate. The Parties agree the Interest Rate for this loan shall be ____% to be accrued monthly. Loan Term. This Loan shall be for a period of ____ years/months. Repayment.

How do you write a simple agreement form?

How to write an agreement letter Title your document. Provide your personal information and the date. Include the recipient's information. Address the recipient and write your introductory paragraph. Write a detailed body. Conclude your letter with a paragraph, closing remarks, and a signature. Sign your letter.

How to draw a loan agreement?

To draft a Loan Agreement, you should include the following: The addresses and contact information of all parties involved. The conditions of use of the loan (what the money can be used for) Any repayment options. The payment schedule. The interest rates. The length of the term. Any collateral. The cancellation policy.

Can I write my own loan agreement?

However, the do-it-yourself approach is perfectly acceptable and just as legally enforceable. Once you have both agreed on the terms, you may want to have the personal loan contract notarized or ask a third party to act as a witness during the signing.

Does a personal loan agreement need to be notarized?

While it won't hurt to have your loan contract notarized, it's not necessary to ensure that the contract is legally binding. Often, it's enough to have a witness sign off on the document in addition to the borrower and the lender.

Home
Functionality index

Secure legal documents with Loan No Interest Agreement Template generator software

Drop document here to upload

Up to 100 MB for PDF and up to 25 MB for DOC, DOCX, RTF, PPT, PPTX, JPEG, PNG, JFIF, XLS, XLSX or TXT

Based on 12500+ reviews

Last updated on Dec 30, 2025

Document creation is just the beginning

Learn more about security

Create and edit documents with a trusted solution

Try easy-to-use tools for all your document management needs.

Upload your document

pdfFiller scores top ratings on review platforms

I find it tedious that I cannot page or scroll down with my cursor on the document. I also like pdf filler apps used by realtors that let you initial and then step to the next blank to complete.

John L

Very easy to use I am excited to learn all the features the software has to offer. I am so happy i can take current PDF files and turn them into filliable files. This has been very helpful as i started this position and can't always find fillable files.

Jennifer F.

pdfFiller has wonderful support. You can email them or use a chat feature. From the chat feature, I was able to do a remote session through zoom to get my issues resolved quickly. Through email they always respond within 20 minutes. Great customer service!

Melanie H

I am a court reporting student who uses your product to edit transcripts. This is an amazing tool which makes it easy to highlight errors and insert corrections or suggestions. THANK YOU for such a user friendly, simply, affordable program!

LONNIE C. A

had to find something quick to fill out a form online and came across pdfFiller and tried it out. I was more than satisfied. I am trying the 30 day trial out and will comment when the time is up.

Roel G

The experience is great because there… The experience is great because there have been some documents that I needed to change, but for the free trial I wasn't expected to get charged at all. It's free for a reason. That's all apart from that, it's a great tool to have.

Estefania

Show more Show less

Watch pdfFiller eSignatures in action

Check out a quick video tutorial that shows how to create and place your signature or send a document for signing.

Related features

List of extra features

FAQs

If you can't find what you're looking for, please contact us anytime!

Contact Support

Create and edit documents with a trusted solution

Try easy-to-use tools for all your document management needs.

Upload your document