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How do I look up a deed?
Start with the tax assessor. All the information that most people will need or want to know about a deed will be on record with the county tax assessor, such as the current owner, sale dates, price history, and current valuation. Find the records section. Examine the record.
Is Deed of Trust public record?
A deed of trust is a legal document that often takes the place of the traditional mortgage document. Because of legal filing requirements relating to the deed of trust, the deed of trust is a public document that anyone can get a copy of.
Where can I find my deed of trust?
Both the warranty deed and deed of trust are recorded with the county clerk or recorder. Generally, the lender sends the documents to be recorded after the closing. The recording fees are included in your closing costs. Typically, the lender will provide you with a copy of the deed of trust after the closing.
Which states use deed of trust?
Deeds of trust are the most common instrument used in the financing of real estate purchases in Alaska, Arizona, California, Colorado, the District of Columbia, Idaho, Maryland, Mississippi, Missouri, Montana, Nebraska, Nevada, North Carolina, Oregon, Tennessee, Texas, Utah, Virginia, Washington, and West Virginia,
What happens if a deed of trust is not recorded?
If the borrower on a recorded mortgage defaults, the lender can foreclose and either be paid in full or receive the property. However, if a mortgage or deed of trust was not recorded, the lender cannot foreclose against the property, just against the defaulting borrower personally.
Does a deed of trust expire?
A deed of trust expires can and will expire based upon one of two specific timelines. The deed can either expire at a designated point follow the maturity date or, in the absence of this information, exactly 35 years after the date on which the deed had been recorded.
What information is on a deed of trust?
The deed of trust identifies the following: The original loan amount. A legal description of the property that's used as security or collateral for the mortgage. The names of parties trustee, trust or, and beneficiary.
What is on a deed of trust?
A Deed of Trust is essentially an agreement between a lender and a borrower to give the property to a neutral third party who will serve as a trustee. The trustee holds the property until the borrower pays off the debt. Deeds of Trust are not as common as they once were.
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