Should you notarize a promissory note?

Even without a signature from a notary public, it can still be a valid promissory note. Getting your loan agreement notarized can strengthen it in sensitive cases: Notarizing your note could make it legally stronger. 💪 This means it's more likely to stand up in court thanks to the extra witness of a notary public.

Does a promissory note need to be notarized?

Promissory notes don't have to be notarized in most cases. You can typically sign a legally binding promissory note that contains unconditional pledges to pay a certain sum of money. However, you can strengthen the legality of a valid promissory note by having it notarized.

What is required for a promissory note to be valid?

The note must also contain the terms and conditions between the two parties involved. This includes the amount of money or capital loaned, the interest rate and the repayment schedule. Once the parties address the conditions of the promissory note and sign it, it becomes a legally binding contract.

Does Google Docs have a promissory note template?

Download one of our premium and printable promissory note templates available in Google Docs that help you draft a document that will state clearly the details of the money borrowed from a lender and the repayment structure under specific terms.

Will a notarized promissory note hold up in court?

A promissory note is a form of negotiable instrument, which does not need to be notarized to be legally binding, although both parties who are expected to adhere to the agreement must sign it.

Is a handwritten promissory note legal?

Promissory notes are quite simple and can be prepared by anyone. They do not need to be prepared by a lawyer or be notarized. It isn't even particularly significant whether a promissory note is handwritten or typed and printed.

What makes a promissory note invalid?

A promissory note could become invalid if: It isn't signed by both parties. The note violates laws. One party tries to change the terms of the agreement without notifying the other party.

How to create your own promissory notes?

But what exactly do you need to write a promissory note? Include their full legal names, addresses, and contact numbers—include any co-signers if applicable. The terms of this note should specify the amount borrowed, repayment terms (including interest rate, if applicable), and the due date or schedule of payments.

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