Great Tool! My experience has been great thus far. The use is seamless whether on my tablet, laptop, or phone, however, it's much easier to use on a laptop due to screen size. I am able to conduct business, receive faxes, scan items, edit forms, and more while on the go. This makes life a BREEZE! I am never really disconnected from work unless I choose to be. I would say the monthly payments are ongoing and never end. In real life, things like software have a finite value, however, I haven't seen an all-inclusive tool for less.