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Fraud Management in Auto Insurance Fraud Management in Auto Insurance A Thought Paper w Introduction Fraud, in its basic form, would involve misrepresentation / suppression of material facts which would 'alter' the decision of an insurance company. Insurance fraud can be either "hard" or "soft". Hard fraud occurs when someone deliberately fabricates claims or fakes an accident / event. Soft fraud (also called as opportunistic fraud) occurs when normally honest people inflate legitimate claim amounts Moreunderstate the number of miles they drive each year (in case of auto insurance), or list fewer ... information provided by the insured, an insurance application (for ... Less
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