Store Contact Deed
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Below is a list of the most common customer questions. If you can’t find an answer to your question, please don’t hesitate to reach out to us.
Where should my house deeds be kept?
The deeds will only be returned to the owner once the mortgage on the property has been fully paid, although photocopies of the deeds can be requested at any time. If no mortgage is held on a property then the title deeds will be kept by the owner. They can either be kept in the home or they can be held by a solicitor.
What happens if you can't find the deeds to your house?
If the deeds went missing or were destroyed while in the custody of a law firm or financial institution then, if satisfied with the evidence, the Land Registry will register the property with an absolute title. If not, then it is usually the case that the property will be registered with a possessor title.
Do you need the deeds to sell a house?
There's no legal requirement for a seller to hand over deeds, however most solicitors or conveyances, acting on a buyer's behalf, will get these for you as part of their service. If you contact HM Land Registry then they can let you know whether your property is registered with them or not.
Where do you keep title deeds?
Title deeds are the legal documents which record the ownership of a property and any accompanying land. Some deeds are stored by HM Land Registry when you register in your name, while others, such as wills and contracts, should be held by you or your solicitor.
Can a property be sold without title deeds?
Can You Still Sell A House Without Title Deeds? Title deeds are official paper documents that show the chain of ownership of a property or land. They can include mortgages, leases, contracts for sale, wills and conveyances. If it is then you don't need to paper copies of the deeds.
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