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The four-point inspection what is a four-point insurance inspection and why do I need one if you've been involved in the purchase of real estate in the South Florida area lately chances are you're familiar with the four point inspection the four point inspection could also be called an insurance inspection because it is the insurance company underwriting the coverage on your property that requires this report they require the report to help you term the level of risk associated in writing a policy on the property just a few years ago insurance coverage could be obtained without one of these reports, but today they have pretty much become mandatory especially on homes over fifty years old a four point inspection is not the same as a home inspection so if you are buying a property it would be prudent to determine whether your insurance company is going to require this report as a condition of obtaining insurance on the property before you schedule the home inspection while a home inspection does not necessarily look for building code issues a four point inspection does ask whether the four systems being inspected or compliant with the local code this is one more reason as a homeowner it is wise to make certain all updates and or repairs done on your property are permitted and up to the four systems evaluated in a four-point report are the roof covering and structure the electrical system the plumbing system the heating and air-conditioning system this is Michael, and you've been watching a home inspection channel
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