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OREGON UNINSURED MOTORISTS COVERAGE SELECTION OF LOWER LIMITS Please read this form before making important decisions about your coverage. Upon completion, return this form to the Customer Service
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How to fill out oregon um selection form

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How to fill out the Oregon UM selection form:

01
Obtain the form: To start, you need to obtain the Oregon UM selection form. You can usually find it on the website of the Oregon Department of Motor Vehicles (DMV) or request a physical copy from your local DMV office.
02
Identify the purpose: Familiarize yourself with the purpose of the form. The Oregon UM selection form is used to select the level of uninsured motorist (UM) coverage you want for your auto insurance policy. UM coverage protects you in case you are involved in an accident with an uninsured or underinsured driver.
03
Provide personal information: Begin by entering your personal information on the form. This typically includes your full legal name, address, date of birth, and driver's license number. Make sure to double-check the accuracy of this information before proceeding.
04
Choose UM coverage level: The next step is to indicate the level of UM coverage you desire. The options may vary, but typically include "reject" (meaning you decline UM coverage), "state minimum" (minimum coverage required by the state), and specific coverage limits (if you want higher coverage than the state minimum).
05
Understand the consequences: Take a moment to fully understand the consequences of your selection. Evaluate the potential risks associated with each level of UM coverage and consider factors such as your financial situation and the prevalence of uninsured drivers in your area.
06
Sign and date the form: Once you have made your decision, sign and date the Oregon UM selection form. Ensure that your signature matches the one on your driver's license and that the date is accurate.

Who needs the Oregon UM selection form?

01
Oregon residents: The Oregon UM selection form is primarily needed by residents of Oregon. If you reside in Oregon and own a vehicle or plan to obtain auto insurance, you will likely come across this form.
02
Vehicle owners: Individuals who own a vehicle and need to obtain or renew auto insurance in Oregon are required to complete the UM selection form. This ensures that they have considered and made a decision regarding their UM coverage.
03
Drivers concerned about uninsured drivers: The Oregon UM selection form is particularly relevant for drivers who are concerned about the financial repercussions of being involved in an accident with an uninsured or underinsured driver. Choosing the appropriate level of UM coverage can provide peace of mind in such situations.
It is important to note that the information provided here is a general guideline, and it is recommended to refer to the specific instructions and requirements stated on the official Oregon UM selection form and consult with an insurance professional for personalized advice.
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The Oregon UM selection form is a document used to select or reject Uninsured Motorist (UM) coverage on an auto insurance policy in Oregon.
All individuals purchasing auto insurance in Oregon are required to fill out the UM selection form.
To fill out the Oregon UM selection form, you need to provide your personal information, policy details, and select whether you want UM coverage or not.
The purpose of the Oregon UM selection form is to give policyholders the option to protect themselves in case of an accident involving an uninsured or underinsured driver.
The Oregon UM selection form requires information such as the policyholder's name, address, policy number, and the selection of UM coverage.
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