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The first direct Account Terms and Conditions apply to the following accounts: ... Phone Banking and Text Message Banking for any products you have with us.
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How to fill out terms and conditions first:

01
Begin by reading through the terms and conditions document thoroughly to understand its content and requirements.
02
Consider seeking legal advice or consulting with a professional if you are unsure about the terms or if you have specific concerns.
03
Start by filling out the basic information section, which typically includes your business name, contact details, and website information.
04
Follow the guidelines provided in the document on how to complete each section. This may involve providing information about your products or services, refund and cancellation policies, data usage, and any other relevant details.
05
Be concise and clear in your responses, ensuring that you accurately represent your business practices and policies.
06
Include any required legal jargon or specific clauses as instructed in the terms and conditions document.
07
Review and proofread the filled-out terms and conditions to ensure accuracy and coherence.
08
At the end, sign and date the document to validate its authenticity.

Who needs terms and conditions first:

01
Businesses: Whether you have an online presence or not, it is essential for businesses to have terms and conditions in place. These terms outline the rules and guidelines for your customers, protecting your rights and limiting liability.
02
E-commerce websites: If you have an online store, terms and conditions are crucial to establish the terms of sale, payment, delivery, and returns.
03
Service providers: Professionals or companies offering services should have terms and conditions to specify the scope of the services, pricing, payment terms, and any limitations.
04
Platforms or apps: If you operate a platform or app where users create accounts, it is vital to have terms and conditions that outline user responsibilities, privacy policies, and limitations.
05
Start-ups: Even if you are a start-up with limited resources, it is important to draft terms and conditions to protect your business interests and provide clarity to your users or customers.
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