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If you've ever done something stupid this is your place because the host has done some stupid stuff as a matter of fact I have a PhD in D um B I learned some of my most powerful lessons from mistakes that I have made or watched others make I am getting older though and smarter wiser because of with all that experience C of mistakes all those scars I don't make as many mistakes as I used to make when I was stupider is that a word C I'm probably just made a mistake just then I'll probably get like some grammar teacher help me stupider is probably not a word more stupid it's probably correct okay, so I always tell you to not here's a mistake I just made I and I know better I know better, but I did it anyway as I'm just stupid I just naive I just want to believe in the greater good of people's hearts, and I'm just dumb, and it gets me in trouble, so I tell you not to do business with people like you know Bank of America why would you ever bank with Bank of America they have no soul whatsoever horrible service horrible operation just horrendous these huge mega banks I tell you to stay away from them, I've always told you to stay away from, and you know Chase Bank and these kinds of people why in the world would you subject yourself to that you know go use a good local credit union a local community bank or at most a good regional bank I bank with a couple of local banks here in the Nashville market and with a regional bank as well and that's what I've told you to do forever and so if you don't know we started about 20 years ago well probably more like 15 years ago with a high school curriculum in high schools all across America and start putting it in, and it's changed it's iterated the way we do it's changed it's you know textbook approved meets all the benchmarks all these different things in these different states, and we have a whole education solutions department here that sells the high school curriculum into the high schools and the middle school curriculum into the middle schools and the college curriculum into colleges a lot of freshmen courses being taught with our stuff teaching people the stuff we teach here on the air which don't you wish you knew that when you were in high school right and so and it also with a local Catholic school here coach teaching it out of financial piece book 100 years ago, and we just hate that we need to do that, and so we developed and iterated and evolved this tour now we are in a little over one third of the high schools in North America now that happens two different ways one way it happens is when the high school just purchases the curriculum or the school board or the state purchases the curriculum and puts it in there, and we sell it to them obviously the other thing we've had good luck with and is started with a wonderful Bank out in Utah called the Science Bank and Zions Bank bought the high school curriculum for all the high schools in Utah and sponsored it which was a really cool thing to do, and...
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