Last updated on Apr 10, 2026
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What is on-bill financing agreement
The On-Bill Financing Agreement is a type of service agreement used by customers to secure zero-percent interest financing for energy-efficient equipment through Southern California Edison Company.
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On-bill financing agreement is needed by:
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Homeowners seeking energy-efficient upgrades
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Businesses looking for financing options for energy solutions
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Contractors assisting clients with energy-efficient installations
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Financial advisors guiding clients on utility financing
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Utility companies managing customer agreements
Comprehensive Guide to on-bill financing agreement
What is the On-Bill Financing Agreement?
The On-Bill Financing Agreement (Form 14-792) is a contract devised between customers and Southern California Edison Company (SCE) that provides zero-percent interest financing for energy-efficient equipment. This agreement allows the customer to repay the financed amount directly through their SCE utility bills, thus simplifying payment management. The parties involved are the customer and SCE, ensuring a streamlined process for financing energy-saving solutions.
This type of financing model not only facilitates the acquisition of energy-efficient solutions but also places no immediate financial burden on the customer, as upfront costs are eliminated.
Benefits of the On-Bill Financing Agreement
The On-Bill Financing Agreement offers numerous advantages for both customers and SCE. Key benefits include:
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Absence of upfront costs due to the zero-percent interest loan structure, making it financially accessible.
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Potential for significant savings on utility bills as a result of adopting energy-efficient equipment.
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Convenient repayment through monthly utility bills, thus promoting easier financial management.
Key Features of the On-Bill Financing Agreement
This agreement includes several crucial features that customers should be aware of:
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Detailed terms regarding the amount financed, which is essential for understanding repayment obligations.
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Clearly laid out payment schedules designed to align with billing cycles.
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Default conditions that protect both parties and ensure compliance with the agreement.
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Structured fields within the document, including 'Months to Pay' for clarity on payment duration.
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Governance under California law, ensuring the agreement's validity and compliance with state regulations.
Eligibility Criteria for the On-Bill Financing Agreement
To apply for the On-Bill Financing Agreement, customers need to meet specific eligibility requirements:
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Open to residential customers and small business owners.
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Certain types of energy-efficient equipment must be financed, which includes a range of approved appliances and systems.
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Geographical restrictions exist within California, limiting eligibility to specific areas served by SCE.
How to Fill Out the On-Bill Financing Agreement Online
Filling out the On-Bill Financing Agreement online requires careful attention to detail. Here is a step-by-step guide:
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Gather necessary information and supporting documents, such as identification and proof of address.
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Access Form 14-792 on pdfFiller and begin filling out the required fields accurately.
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Follow field-by-field instructions to avoid common errors that can delay processing.
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Perform validation checks on the completed form to ensure all fields are correctly filled out.
Signing the On-Bill Financing Agreement
Both parties must complete the signing process for the agreement to be valid:
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Understand the differences between digital signature and wet signature requirements, depending on the method chosen.
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Instructions for using pdfFiller’s tools for eSigning, ensuring a straightforward signing experience.
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Both the customer and SCE are required to provide signatures to legitimize the agreement.
Submission Methods for the On-Bill Financing Agreement
Customers have various options for submitting their completed On-Bill Financing Agreement:
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Online submission can be accomplished through pdfFiller, ensuring efficient processing.
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Mailing the completed form is also an option, though this may require additional steps for confirmation.
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It is important to be aware of deadline considerations to avoid delays in processing.
Security and Compliance Considerations
Regarding data privacy and document security, users can rest assured that their information is protected:
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pdfFiller employs robust security measures, including 256-bit encryption.
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Compliance with regulations such as HIPAA and GDPR is crucial for safeguarding sensitive data.
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Users are advised to retain records as required by California's regulations, adding an extra layer of compliance.
Making the Most of Your On-Bill Financing Agreement
Users are encouraged to take advantage of additional features offered by pdfFiller:
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Explore capabilities that facilitate the form-filling process, enhancing user experience.
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Utilize document management tools to keep track of agreements and related documents conveniently.
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Access and share completed forms easily within the platform, streamlining future transactions.
How to fill out the on-bill financing agreement
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1.To begin, visit pdfFiller's website and create an account if you haven’t already. Log in to access your dashboard.
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2.In the search bar, type 'On-Bill Financing Agreement' or look for Form 14-792 in your documents.
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3.Open the form by clicking on its title. This action will launch the interactive editing interface.
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4.Familiarize yourself with the fillable fields which include ‘Amount Financed’, ‘Months to Pay’, and signature areas for both parties.
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5.Before filling in the form, gather all necessary information, including the total amount you wish to finance and your repayment preferences.
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6.Select each field and enter the required details using your keyboard. Take your time to ensure accuracy to avoid errors.
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7.Be thorough and review all entries before finalizing the form. It's essential that all terms are clear and correctly filled.
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8.Once completed, use the 'Save' option to retain your changes, or choose the 'Download' option to save a copy to your local device.
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9.For submission, you can email the completed form directly through pdfFiller or print it for physical submission to Southern California Edison.
Who is eligible to complete the On-Bill Financing Agreement?
Eligibility is typically open to residential customers and businesses who are customers of Southern California Edison Company and are looking to finance energy-efficient equipment.
What details do I need to provide in the form?
You will need to provide the total amount to be financed, the duration of payment months, personal identification, and signatures from both the customer and Southern California Edison Company.
How do I submit the completed On-Bill Financing Agreement?
You can submit the form through email by utilizing pdfFiller's emailing feature or by printing it for physical delivery to Southern California Edison’s offices.
Are there any common mistakes to avoid while filling this form?
Ensure all fields are filled correctly, particularly the financing amount and payment options. Double-check that both parties' signatures are included to prevent delays.
What is the processing time for the agreement once submitted?
Processing times may vary, but typically it takes a few business days for Southern California Edison to review the agreement and confirm financing arrangements.
What should I do if I make a mistake while filling out the form?
If a mistake occurs, you can easily edit the fields in pdfFiller. Simply navigate to the incorrect section, make your corrections, and save the form again.
Is notarization required for this agreement?
No, the On-Bill Financing Agreement does not require notarization. It only necessitates signatures from the authorized representatives of both the customer and the Southern California Edison Company.
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