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CA Guarino Insurance Agency Homeowners/Landlord Insurance Questionnaire 2015-2026 free printable template

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HOMEOWNERS/LANDLORD INSURANCE QUESTIONNAIRE Guarding Insurance Agency 1570 The Alameda #226, San Jose, CA 95126 tel. 4082480909; fax 4086921442 Mike Guarding mike mikeguarino.com, Beth WeberGuarino
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How to fill out CA Guarino Insurance Agency HomeownersLandlord Insurance

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How to fill out CA Guarino Insurance Agency Homeowners/Landlord Insurance Questionnaire

01
Begin by entering your personal information including name, address, and contact details.
02
Specify the type of property you are insuring (homeowners or landlord).
03
Detail the property characteristics such as the year built, square footage, and number of floors.
04
Provide information on the occupancy status (primary residence, rental property, etc.).
05
List any additional structures on the property, like sheds or garages.
06
Indicate the safety features present in the home (smoke detectors, security systems).
07
Select the coverage limits that best suit your needs.
08
Review the completed form for accuracy before submission.

Who needs CA Guarino Insurance Agency Homeowners/Landlord Insurance Questionnaire?

01
Homeowners looking to insure their primary residence.
02
Landlords requiring insurance for rental properties.
03
Real estate investors seeking to protect their investment assets.
04
Individuals interested in safeguarding against property damage or liability claims.
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Termites and insect damage, bird or rodent damage, rust, rot, mold, and general wear and tear are not covered. Damage caused by smog or smoke from industrial or agricultural operations is also not covered. If something is poorly made or has a hidden defect, this is generally excluded and won't be covered.
10 Areas Not Protected by Most Homeowner's Policies Flooding. Damage Caused by Mold. Expensive Artwork & Jewelry. War. Nuclear Hazard. Damage Caused by a Power Surge or Outages. Dog Bites. Damages Caused by Neglect or Poor Maintenance. As a homeowner, you must ensure that your house is well maintained and repaired regularly.
Earth Movements Natural disasters involving earth movements, such as earthquakes, sinkholes and mudslides, are usually not covered by home insurance policies. However, you can add coverage to your homeowners policy to help protect against these situations.
The most important part of homeowners insurance is the level of coverage. Avoid paying for more than you need. Here are the most common levels of coverage: HO-2 – Broad policy that protects against 16 perils that are named in the policy.
Common exclusions in even the most comprehensive homeowners policies include: earth movement, such as earthquakes; sinkholes or landslides that damage your home; water damage, such as floods or sewer back-ups that leak through a pipe or seep through the foundation causing damage to your home; damage resulting from
Damage or destruction due to vandalism, fire and certain natural disasters are all usually covered. So is your liability if someone is injured on your property. Certain catastrophes, like flooding or earthquakes, are generally not covered by basic homeowners policies and require specialized insurance.
You'll likely be asked a series of questions, including the year your house was built, the type and age of the roof, the style of the home, its exterior finish and whether or not you have a garage.
Standard homeowners insurance does NOT cover damage caused by flooding, earthquakes, termites, mold, or normal wear and tear. Learn about all the different home insurance exclusions and how to get covered.

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The CA Guarino Insurance Agency Homeowners/Landlord Insurance Questionnaire is a form used by property owners to provide essential information about their property, which is required for obtaining homeowners or landlord insurance.
Property owners who are seeking homeowners or landlord insurance through CA Guarino Insurance Agency are required to file this questionnaire.
To fill out the questionnaire, property owners should gather necessary information about the property, such as its location, size, type, usage, safety features, and any previous insurance claims before completing the form.
The purpose of the questionnaire is to assess the property and the owner's insurance needs to determine the appropriate coverage and premiums for homeowners or landlord insurance.
The questionnaire typically requires information about the property address, type of dwelling, number of units, occupancy details, safety features, any past claims, and the owner's contact information.
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