Last updated on Feb 20, 2026
SC-S123 free printable template
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Prepared by and after Recording Return to: Name: Firm/Company: Address: Address 2: City, State, Zip: Phone:Assessors Property Tax Parcel/Account Number:)))))))))) Above This Line Reserved For Official
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What is SC-S123
SC-S123 is a standard compliance form used to ensure adherence to specific regulatory or operational requirements in a business context.
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SC-S123 is needed by:
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Compliance officers
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Regulatory agencies
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Business managers
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Quality assurance teams
Comprehensive Guide to the SC-S123 Form on pdfFiller
Filling out a SC-S123 form is crucial for those involved in real estate transactions, particularly regarding mortgage satisfaction. This comprehensive guide will help you navigate the intricacies of the SC-S123 form, ensuring that you can complete it accurately using pdfFiller's intuitive tools.
What is the SC-S123 form and its purpose?
The SC-S123 form is a document used in South Carolina to indicate the satisfaction of a mortgage. It serves a vital role in the process of releasing the mortgage lien when the debt has been fully paid off, ensuring clear property ownership.
Importance of the form in the context of real estate and mortgages.
This form ensures that all parties involved have confirmation that a mortgage has been settled. It also provides essential protection against future claims, helping to streamline transactions in the real estate market.
Who needs to use this form?
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Individuals or parties who took out a mortgage will need this form to prove that their mortgage has been satisfied.
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Financial institutions use the SC-S123 form to officially acknowledge the closure of a mortgage account.
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Agents and brokers reference this document to facilitate the sale or transfer of properties with cleared titles.
Prepared by and after Recording Return to: Understanding the Header Information
The header section of the SC-S123 form is critical as it identifies the parties involved and outlines the specifics of the mortgage. Correctly completing this portion is essential for the legality of the document.
Details to Include: Name, Firm/Company, and Contact Information
Ensure that all relevant details about the parties involved are accurately filled out. This includes the full names, firms, and contact information to avoid any issues related to identification later on.
Property Tax Parcel/Account Number: Significance and Acquisition
The property tax parcel number is vital for local government records and for future property tax assessments. Acquire this information through your local tax office to ensure it is correctly noted.
Official Use Only Section: When it matters
The 'Official Use Only' section is designed for county records and must be left blank until the form is submitted. Understanding its purpose helps streamline the filing process.
What Does Satisfaction of Mortgage Mean?
Satisfaction of mortgage refers to the official acknowledgment that a mortgage debt has been paid off. This is essential for releasing the lien on the property.
Key Components of This Section:
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Include specifics such as the original loan amount and the date of repayment.
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The lender must confirm receipt of all funds before this section is completed.
Valuable Consideration Clause: Explanation
This clause specifies the consideration for satisfaction and is typically the amount paid to discharge the debt. It protects both the borrower and lender in the transaction.
Acknowledgment Requirements and Their Importance
Notarization of the satisfaction form adds a layer of authenticity, ensuring the document is legally binding. This step protects all parties and emphasizes the seriousness of the transaction.
Step-by-step guide to filling out the form accurately
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Understanding the full contents of the SC-S123 form will prevent errors during completion.
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Collect all relevant details such as loan numbers and personal information before starting.
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These tools streamline editing, filling, and signing the document, making it quicker and easier.
Common pitfalls to avoid when completing the form
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Always double-check that all sections have been filled out accurately to avoid rejections.
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Ensure that the document is signed by the appropriate parties; otherwise, it may not be enforceable.
Using pdfFiller's editing tools to streamline the process
pdfFiller provides a seamless platform for managing PDF documents, enabling users to fill out, sign, and organize their forms efficiently. Its features are particularly beneficial for ensuring accuracy and compliance.
Date of Mortgage and Execution Details
This section conveys the date when the mortgage was executed, which is crucial for record-keeping. Always provide accurate execution details to avoid confusion.
Information About Mortgagors and Mortgagees
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These are the borrowers who obtained the loan and are responsible for repayment.
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Mortgagees are the lenders or financial institutions that issued the loan.
Document Filing and Record-Keeping: Best Practices
Maintain accurate records of all submitted forms. Consider digital storage solutions for easy access and compliance in future transactions.
Importance of Notarization: When and Why You Need It
Notarization validates your SC-S123 form, making it more credible in legal contexts. This step ensures that the document can be honored by relevant authorities.
Filing the SC-S123 Form: Steps to Follow
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Find which local office is responsible for recording your document.
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Verify if other accompanying documents are needed at the time of filing.
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Understand the costs involved in filing to avoid surprises later.
Potential Fees and Compliance Considerations in South Carolina
Be aware of any local fees associated with filing the SC-S123 form in South Carolina. Consulting with a local attorney or real estate agent can help clarify these costs.
What to Do After Submitting the SC-S123 Form
After submission, keep a copy of the filed form for your records. This is particularly important if there are future property transactions.
Maintaining Copies for Future Reference
Storing copies of important documents aids significantly in future dealings and provides a clear trail of ownership.
Tracking Changes and Ownership Records
Regularly updating your ownership documents ensures you remain informed of any changes that may affect your property.
Benefits of Using pdfFiller for Document Creation
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How to fill out the SC-S123
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1.Open the SC-S123 form on pdfFiller by selecting the document from your files or uploading it directly.
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2.Review the required fields in the form to understand what information needs to be filled in.
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3.Start with the header section, entering the required details such as the date, your name, and company information as required.
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4.Proceed to complete each specific section of the form, providing accurate and clear responses to the questions posed.
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5.Ensure that numeric data is entered in the correct format, and relevant documents or evidence are attached as necessary.
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6.Double-check all entries for accuracy and completeness before final review.
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7.After filling in all required information, save the document on your device for future reference.
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8.Finally, submit the completed SC-S123 form directly through pdfFiller or download it for manual submission depending on your requirements.
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